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471 Symphony Way, Freeport, FL, 32439

5beds
3baths
2,456sqft
$454,900
$185price/sqft
$3,282/moest. monthly cost
$131,280/yrincome needed

About This Home

Discover lakeside luxury in this stunning all-brick home in the sought-after Hammock Bay community. Featuring 4 bedrooms plus a versatile bonus room, this property offers serene water views and resort-style amenities. Enter through the beautiful front door with transom into a bright foyer showcasing new vinyl laminate flooring, 9' ceilings, and elegant crown molding. The spacious great room boasts vaulted ceilings and French doors leading to a covered 12x14 back porch - perfect for enjoying the tranquil lake views. The gourmet kitchen features tile floors, wood cabinets, stainless steel appliances, and a breakfast bar overlooking the water. The waterfront master suite delights with a

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Freeport Middle SchoolGrades 5-81.5 mi
8/10
6/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2009

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Gas Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 180
  • Dimensions: 12 x 15

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 176
  • Dimensions: 16 x 11

Features

  • Tray Ceiling(s),Vaulted Ceiling(s),Recessed Lighting,Newly Painted,Pantry,Split Bedroom,Woodwork Painted
  • Flooring: Laminate,Tile
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,456
  • Total interior livable area: 2,456 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Living Room

  • Level: First
  • Area: 345
  • Dimensions: 23 x 15

Master Bathroom

  • Level: First
  • Area: 266
  • Dimensions: 19 x 14

Master Bathroom

  • Level: First
  • Area: 149.5
  • Dimensions: 13 x 11.5

Property

Details

  • Parcel number: 161S19230200001190
  • Zoning description: Deed Restrictions, Resid Single Family
  • Special condition: Accept Backup Offers

Features

  • Stories: 1
  • Patio & porch: Covered,Porch
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 9,583 sqft
  • Features: Covenants,Curb & Gutter,Interior Lot,Level,Restrictions,Sidewalk
  • Lot size dimensions: 72 x 140

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$184$2,208
Property Taxes $551$6,612
Electricity $247$2,965
Total$3,282$39,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,525/yr
40% on housing$98,460/yr
45% on housing$87,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 32439$254
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32439$200
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$489,900
2026-04-17Listed for sale$499,000
2025-08-01Sold$449,990
2025-04-30Pending sale$449,990
2025-03-28Price change$449,990
2025-03-10Price change$469,990
2025-01-17Price change$474,990
2024-11-02Listed for sale$499,990
2024-10-17Listing removed$2,995
2024-09-30Price change$2,995
2024-09-03Listed for rent$3,095
2024-08-08Listing removed--
2024-08-08Listed for rent$2,985
2024-07-29Listing removed--
2024-07-17Listed for rent$3,695
2021-03-24Listing removed--
2020-07-30Listing removed$330,000
2020-02-21Price change$330,000
2020-02-16Listed for sale$336,000
2014-12-01Listing removed$250,900
2014-09-13Price change$250,900
2014-06-08Price change$255,000
2014-02-12Listed for sale$260,000
2012-03-30Listing removed$264,900
2011-09-12Price change$264,900
2011-08-08Listed for sale$267,000
2009-10-05Sold$233,260

For Sale by Agent

AgentChad A Roig
Brokerage1 Percent Lists Florida Coast

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