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121 Merrill Rd, Springfield, MA, 01119

2beds
1baths
1,281sqft
$260,000
$203price/sqft
$2,129/moest. monthly cost
$85,160/yrincome needed

About This Home

Welcome to 121 Merrill Road! This charming and well-maintained 2-bedroom, 1-bath home offers the perfect combination of comfort, functionality, and modern updates. newer roofs on both the house and garage. Inside, you'll find an updated kitchen with ample cabinet space and addition off the kitchen for a perfect dining room, family room or second living room with pellet stove to remain creating an inviting setting for everyday living and entertaining! The updated bathroom features a luxurious towel warmer, adding a touch of comfort and convenience to your daily routine. Ductless mini-split systems provide efficient heating and cooling throughout the home, ensuring year-round comfort. Outside, the property continues to impress with a serene back patio and detached 2-car garage offering plenty of room for vehicles, storage, or a workshop. Whether you're a first-time homebuyer, looking to downsize, or searching for a move-in-ready property, this home offers exceptional value in a convenient Springfield location! Property being sold in AS-IS condition.

Getting Around

64
WalkingSomewhat Walkable
43
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

7/10
Warner SchoolGrades PK-50.4 mi
3/10
STEM Middle AcademyGrades 6-82.9 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Features

  • Finished area above ground: 1,281

Heating & Cooling

  • Heating features: Baseboard,Oil,Pellet Stove,Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,281
  • Total interior livable area: 1,281 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: S:08565 P:0059,2595568
  • Zoning: R1

Lot

  • Lot size: 5,266 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 6
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$125$1,500
Property Taxes $336$4,032
Electricity $354$4,259
Total$2,129$25,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,994/yr
40% on housing$63,870/yr
45% on housing$56,773/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 01119$143
Hampden County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 01119$265
Hampden County$227

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$260,000
2026-07-20Price change$275,000
2026-07-06Pending sale$299,900
2026-06-05Listed for sale$299,900

For Sale by Agent

AgentMichael Johnson
BrokerageLock and Key Realty Inc.

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