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444 N Bancroft St, Indianapolis, IN, 46201

2beds
1baths
1,138sqft
$198,900
$175price/sqft
$1,699/moest. monthly cost
$67,960/yrincome needed

About This Home

We love a vintage home that preserves the very best of the olden days with the modern upgrades we crave. This is that kind of house. Look at those floors. That classic Craftsman separating the living room and kitchen (and yet you still have an open concept feel!) Check out these improvements: -New kitchen cabinetry & granite counter tops; new Whirlpool gas range, microwave hood, refrigerator, & dishwasher. -New tiled shower with doors, toilet, vanity & mirrored medicine cabinet. -Repainted entire interior; refinished wood floors. -Installed 33'x11' concrete patio; fencing & gates. -Replaced furnace & all ductwork, air conditioner condenser and line set; Replaced water service line, meter & pit; water heater, plumbing lines & fixtures; Replaced electrical wiring, receptacles, switches, smoke detectors & fixtures. -Installed vapor barrier & high density closed cell insulation in crawl space. -Installed glass block in basement windows -Installed high grade blown-in cellulose insulation with R-value 38 in attic; added attic access ladder. And somehow, through all the thoughtful updates, the soul of the home still shines through. The warm wood floors, original architectural details, and timeless Craftsman character give this home a feeling you simply can't recreate in new construction. Modern where it matters, historic where it counts.

Getting Around

44
WalkingCar-Dependent
39
TransitSome Transit
69
BikeBikeable

Schools

5/10
1/10
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Gas Oven,Refrigerator,Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Hardwood Floors,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Flooring: Hardwood
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,138
  • Total interior livable area: 1,138 sqft

Kitchen

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 17x13

Master Bedroom

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Property

Details

  • Parcel number: 491004144145000101
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Fenced,Full

Lot

  • Lot size: 4,791 sqft
  • Features: Sidewalks,Street Lights,Mature Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,005$12,060
Home Insurance *$197$2,364
Property Taxes $313$3,756
Electricity $184$2,212
Total$1,699$20,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,251/yr
40% on housing$50,970/yr
45% on housing$45,306/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 46201$113
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46201$92
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$215,000

For Sale by Agent

AgentDeb Kent
BrokerageCompass Indiana, LLC

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