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504 E Cooper Ave, Folly Beach, SC, 29439

2beds
1baths
752sqft
$895,000
$1,190price/sqft
$5,304/moest. monthly cost
$212,160/yrincome needed

About This Home

Charming 2-Bedroom Cottage Just 3 Blocks from the Beach Welcome to your perfect beach retreat! This delightful 2-bedroom, 1-bath cottage is ideally located just three blocks from the main beachfront with convenient public access. Step inside and enjoy the island-inspired decor and vibrant colors that capture the essence of coastal living. Relax on the front screened porch -- ideal for morning coffee or a laid-back afternoon siesta. Inside, you'll find beautiful hardwood floors throughout, a thoughtfully updated kitchen with solid surface countertops, and a stylish, modern bathroom. Both bedrooms offer cozy comfort, perfect for unwinding after a day in the sun. The property also features a rare 2-car garage with a drive-through to the backyard, offering both convenience and functionality.Bonus: No flood insurance required! Situated on one of the highest lots on Folly Beach, this home provides peace of mind and elevated coastal living. Don't miss this opportunity to own a slice of paradise just minutes from the ocean!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

8/10
8/10
Camp Road MiddleGrades 6-85.7 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Masonite,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling - Smooth,Ceiling Fan(s),Eat-in Kitchen
  • Flooring: Marble,Wood

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 752
  • Total interior livable area: 752 sqft

Property

Details

  • Parcel number: 3281500151

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Screened
  • Exterior features: Lawn Irrigation
  • Fencing: Wood

Lot

  • Lot size: 5,227 sqft
  • Features: 0 - .5 Acre

Parking

  • Total spaces: 2
  • Parking features: Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,525$54,300
Home Insurance *$277$3,324
Property Taxes $298$3,576
Electricity $204$2,449
Total$5,304$63,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$181,851/yr
40% on housing$159,120/yr
45% on housing$141,440/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,190This listing

vs Other Active Listings

Avg $/sqft

ZIP 29439$519
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29439$736
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Price change$975,000
2026-02-20Price change$998,250
2025-09-02Price change$998,500
2025-08-06Price change$1,139,000
2025-07-08Listed for sale$1,199,900
2024-06-07Listing removed--
2024-02-24Listed for sale$1,280,000
2018-08-03Listing removed$671,000
2018-05-18Price change$671,000
2018-02-12Listed for sale$697,000
2014-07-25Sold$345,000
2013-07-10Listing removed$399,999
2013-05-11Listed for sale$399,999
2013-01-30Listing removed$425,000
2012-11-01Price change$425,000
2012-09-22Listed for sale$437,000
2011-04-29Sold$220,500
2011-01-27Listed for sale$260,000
2010-08-07Listing removed$300,000
2010-06-09Price change$300,000
2010-03-27Price change$275,000
2010-03-14Price change$290,000
2009-09-26Price change$300,000
2009-04-28Price change$395,000
2009-03-14Listed for sale$450,000
2006-06-02Sold$465,000
2003-09-19Sold$152,500

For Sale by Agent

AgentRoddy Matthews
BrokerageColdwell Banker Realty

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