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1543 Terns Nest Rd, Charleston, SC, 29412

2beds
2baths
1,400sqft
$1,350,000
$964price/sqft
$8,164/moest. monthly cost
$326,560/yrincome needed

About This Home

Rare deepwater opportunity in the heart of James Island! Perfectly positioned on true deep water, 1543 Terns Nest Road offers the coastal Charleston lifestyle so many buyers seek but few properties can deliver. With previous dock access already part of the property's history, this is a unique chance to create your own waterfront retreat with direct access to the creeks, rivers, and waterways that make the Lowcountry so special.This elevated 2-bedroom, 2-bath home combines modern comfort with a low-maintenance coastal design. The bright, open floor plan features hardwood floors, a contemporary kitchen, and inviting living spaces that flow effortlessly to the private outdoor deck--an ideal place to relax, entertain, and enjoy the peaceful waterfront setting.Tucked away on quiet Terns Nest Road, the property feels like a private escape while offering one of the most convenient locations in Charleston. Perfectly situated between historic downtown Charleston and Folly Beach, you can spend the morning on the water, the afternoon at the beach, and the evening enjoying world-class dining downtown--all within minutes of home. Outdoor enthusiasts will appreciate the close proximity to James Island County Park, a 600-acre destination offering trails, crabbing docks, a dog park, climbing wall, events, and endless recreation. Whether you are searching for a primary residence, weekend getaway, or the opportunity to design your dream deepwater lifestyle, 1543 Terns Nest Road delivers the rare combination of newer construction, location, convenience, and true Lowcountry waterfront living.

Getting Around

9
WalkingCar-Dependent
17
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

8/10
8/10
Camp Road MiddleGrades 6-83.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Raised
  • Roof: Architectural
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Villa
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Ceramic Tile,Wood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 3310700199

Features

  • Levels: One
  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 10,018 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Earthquake
Cold Wave
Ice Storm
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$684$8,208
Property Taxes $450$5,400
Electricity $204$2,449
Total$8,164$97,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$279,908/yr
40% on housing$244,920/yr
45% on housing$217,706/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$964This listing

vs Other Active Listings

Avg $/sqft

ZIP 29412$316
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29412$371
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$1,350,000

For Sale by Agent

AgentMichael Furlong
BrokerageCarolina One Real Estate

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