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1162 Gold Rush Ct, Fort Mill, SC, 29708

4beds
4baths
2,919sqft
$670,000
$230price/sqft
$4,161/moest. monthly cost
$166,440/yrincome needed

About This Home

Welcome to this beautifully maintained 2 story home in the highly desirable Reserve at Gold Hill, located in a community known for its top-rated schools and incredible neighborhood amenities. Residents enjoy access to pickleball and basketball courts, resort style swimming pool and club house, walking trails and playground. This move in ready home offers a neutral pallet with a thoughtfully designed floor plan to include the primary suite on the main floor. The decorative wall features and crown molding add all the right touches. Enter into the beautiful 2 story family room with fireplace, kitchen nook and spacious kitchen, all looking out to a 25 foot wooded buffer for privacy and peaceful views. The second floor is flooded with natural light throughout with a large loft area. The space, flexibility, and thoughtful design is what today’s buyers are searching for. With 4 bedrooms, 3 full baths and a half bath, the layout is ideal for growing families. The home also offers convenient access to I-77 for commuting throughout the Charlotte metro area, including Uptown Charlotte and Charlotte Douglas International Airport. This home offers the perfect combination of space, versatility, and design for convenience and lifestyle. Schedule your showing today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

8/10
Pleasant Knoll MiddleGrades 6-81.7 mi
9/10
Nation Ford High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Construction materials: Aluminum,Stone Veneer,Vinyl

Other

  • Builder model: Edenton
  • Builder name: Standard Pacific

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Gas Cooktop,Microwave,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Features: Walk-In Closet(s)
  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom S

  • Features: Attic Stairs Pulldown,Ceiling Fan(s)
  • Level: Upper

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Tray Ceiling(s)
  • Level: Main

Features

  • Storage,Walk-In Closet(s),Walk-In Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Gas Vented,Great Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,919

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,919
  • Total interior livable area: 2,919 sqft

Kitchen

  • Features: Breakfast Bar,Computer Niche,Walk-In Pantry
  • Level: Main

Laundry

  • Level: Main

Loft

  • Level: Upper

Other

  • Features: Cathedral Ceiling(s),Ceiling Fan(s)
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 6490601074
  • Zoning: PD
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Awning(s),Front Porch,Patio
  • Exterior features: In-Ground Irrigation
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.22 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$199$2,388
Property Taxes $295$3,540
Electricity $280$3,368
Total$4,161$49,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,662/yr
40% on housing$124,830/yr
45% on housing$110,960/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 29708$212
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29708$234
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Price change$670,000
2026-04-28Price change$695,000
2026-04-02Listed for sale$709,000
2010-09-13Sold$295,560

For Sale by Agent

AgentDiana Horner
BrokerageHelen Adams Realty

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