1231 N Rural St, Indianapolis, IN, 46201
About This Home
Getting Around
Somewhat Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1927
Materials
- Foundation: Block
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Electric Oven,Refrigerator
Basement
- Has basement: Yes
Bedroom2
- Level: Upper
- Area: 112
- Dimensions: 14 x 8
Bedroom3
- Level: Upper
- Area: 112
- Dimensions: 14 x 8
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 100
- Dimensions: 10 x 10
Features
- High Ceilings,Tray Ceiling(s),Kitchen Island
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 19
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,038
- Total interior livable area: 2,038 sqft
Kitchen
- Level: Main
- Area: 112
- Dimensions: 14 x 8
Living Room
- Level: Main
- Area: 368
- Dimensions: 23 x 16
Master Bedroom
- Level: Upper
- Area: 150
- Dimensions: 15 x 10
Property
Details
- Parcel number: 490732193102000101
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered
Lot
- Lot size: 6,098 sqft
- Features: City Lot,Sidewalks
Parking
- Parking features: Alley Access
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,364 | $16,368 |
| Home Insurance * | $267 | $3,204 |
| Property Taxes | $233 | $2,796 |
| Electricity | $186 | $2,241 |
| Total | $2,050 | $24,600 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Price change | $249,900 |
| 2026-08-10 | Price change | $264,900 |
| 2026-07-28 | Price change | $269,900 |
| 2026-07-15 | Listed for sale | $275,000 |
| 2021-11-05 | Sold | $224,500 |
| 2021-09-29 | Pending sale | $224,500 |
| 2021-09-24 | Listed for sale | $224,500 |
| 2018-10-05 | Sold | $167,000 |
| 2018-09-07 | Pending sale | $170,000 |
| 2018-08-21 | Listed for sale | $170,000 |
| 2018-02-07 | Sold | $25,000 |
| 2015-10-08 | Sold | $6,279 |
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