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428 S Chestnut St, Kimball, NE, 69145

4beds
1baths
1,288sqft
$190,000
$148price/sqft
$1,860/moest. monthly cost
$74,400/yrincome needed

About This Home

**Offered at $190,000 | 4 Bed | 1 Bath | 1,633 Sq Ft | 7,000 Sq Ft Lot | Unfinished Basement | Appliances Included**Welcome to 428 S Chestnut Street, where small town living meets modern convenience. This spacious 4-bedroom home in the heart of Kimball offers 1,633 square feet of comfortable living space on a 7,000 square foot lot. With fresh updates currently underway, newer Andersen windows and front door, and appliances included, this property is the perfect opportunity for buyers looking for a move-in ready home at an approachable price point. Embrace the charm of small town life in Kimball, where friendly neighbors, quiet streets, and a strong sense of community create the kind of lifestyle that's becoming harder to find. Whether it's waving to familiar faces on your morning walk, enjoying local events, or simply soaking in the slower pace, this is a place where you can truly feel at home. The home is receiving a complete exterior siding refresh, giving it crisp, updated curb appeal that stands out on the block. In addition, a brand-new carport is being installed, providing protected parking and added everyday convenience — two meaningful upgrades already taken care of for the next owner. The home also features newer Andersen windows throughout and a newer front door, delivering improved energy efficiency, better insulation against Nebraska's seasonal weather, and a refreshed look both inside and out. Inside, you'll find four generously sized bedrooms offering flexibility for families, guests, a home office, or hobby space. The full bathroom serves the home, and the 1,633 square foot floor plan provides plenty of room for living, dining, and entertaining. Natural light pours in through the quality Andersen windows, and the functional layout makes the home feel warm and welcoming throughout. All appliances are included, making move-in day that much easier. Downstairs, the unfinished basement offers excellent bonus potential — ideal for additional storage, a workshop, hobby space, or future finished living area to expand the home's footprint and value. It's a blank canvas ready to suit your needs. Outside, the 7,000 square foot lot offers space to garden, relax, or enjoy Nebraska's wide-open skies. The new carport will be a standout feature, especially during winter months. Conveniently located with easy access to local schools, parks, shopping, and I-80 for regional travel, 428 S Chestnut delivers the best of small town living without sacrificing connection to the broader region. Whether you're a first-time buyer, a growing family, or an investor seeking a solid property with recent improvements, this home is ready to welcome you.**Don't miss this opportunity to enjoy small town living at its best — schedule your private showing today!**

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
6/10
Kimball Jr/Sr High SchoolGrades 7-120.6 mi

Construction

Condition

  • Year built: 1920

Materials

  • Roof: Composition
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Disposal,Microwave,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 345

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1

Dining Room

  • Features: Carpet

Features

  • Pantry
  • Window features: Storm Window(s),Window Treatments
  • Finished area above ground: 1,288

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,633
  • Total interior livable area: 1,288 sqft

Kitchen

  • Features: Tile

Living Room

  • Features: Carpet

Property

Details

  • Parcel number: 530031957

Features

  • Levels: One and One Half
  • Fencing: Wood

Lot

  • Lot size: 7,000 sqft
  • Features: Established Yar,Good,Sidewalk

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Winter Weather
Cold Wave
Drought
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance $569$6,828
Property Taxes $207$2,484
Electricity $124$1,493
Total$1,860$22,320

Income You'd Need if You Spent...

35% on housing$63,771/yr
40% on housing$55,800/yr
45% on housing$49,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.9%
-6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 69145$137
Kimball County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 69145
Kimball County$37

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$190,000
2026-06-22Listed for sale$180,000
2026-06-08Pending sale$180,000
2026-05-16Listed for sale$180,000
2026-05-05Listing removed$159,000
2026-05-04Listed for sale$159,000
2026-03-11Pending sale$159,000
2026-03-03Listed for sale$159,000
2026-01-14Listing removed$159,000
2025-10-29Price change$159,000
2025-08-21Price change$160,000
2025-08-05Price change$162,000
2025-07-16Price change$165,000
2022-10-17Pending sale$129,000
2022-10-04Price change$129,000
2022-07-22Listed for sale$139,000
2006-03-31Sold$23,000

For Sale by Agent

AgentDerede Darden
Brokerageexp REALTY LLC

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