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314 S Howard St, Kimball, NE, 69145

3beds
2baths
1,772sqft
$189,000
$107price/sqft
$1,851/moest. monthly cost
$74,040/yrincome needed

About This Home

Take a look! This home was remodeled in 2023 with new look inside. As you walk into this spacious home notice the new flooring, paint, windows, updated bathrooms, kitchen, HVAC, electrical, plumbing, and so much more. Main floor offers two bedrooms, large living room, bathroom, mud room or possible formal dining, and main floor laundry. Upstairs enjoy a spacious full bathroom, bedroom, and a optional bedroom or office. Basement has good storage. Location is amazing, being on a corner lot and across the street from the new medical facility. Large lot with detached garage. Call for a private tour.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

5/10
6/10
Kimball Jr/Sr High SchoolGrades 7-120.7 mi

Construction

Condition

  • Year built: 1913

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave
  • Laundry features: Main Level,In Kitchen,Luxury vinyl plank

Basement

  • Area: 396

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Dining Room

  • Features: Living/Dining C

Features

  • Office
  • Window features: Window Treatments
  • Finished area above ground: 1,772

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,168
  • Total interior livable area: 1,772 sqft

Kitchen

  • Features: Luxury vinyl plank

Living Room

  • Features: Luxury vinyl plank

Property

Details

  • Parcel number: 530032414

Features

  • Levels: One and One Half

Lot

  • Lot size: 0.26 Acres
  • Features: Rough Grade,Sidewalk
  • Lot size dimensions: 140X81.50

Parking

  • Total spaces: 1
  • Parking features: Detached,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Winter Weather
Cold Wave
Drought
Inland Flooding
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance $566$6,792
Property Taxes $206$2,472
Electricity $124$1,493
Total$1,851$22,212

Income You'd Need if You Spent...

35% on housing$63,462/yr
40% on housing$55,530/yr
45% on housing$49,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -6.9%
-6.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$107This listing

vs Other Active Listings

Avg $/sqft

ZIP 69145$137
Kimball County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 69145
Kimball County$37

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$169,900
2026-07-08Price change$189,000
2026-06-08Listed for sale$199,000
2008-01-04Sold$30,000

For Sale by Agent

AgentAmy Newman
BrokerageCHAMPION REALTY LLC

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