1306 S 3rd St, Norfolk, NE, 68701
About This Home
Two parcels, flexible space, and a property unlike most you'll find! 1306 S 3rd St. combines a well-cared-for home with a second parcel featuring a commercially zoned building, creating unique possibilities for a business, workshop, studio, storage, or additional workspace just steps from home. Inside, the home is warm, comfortable, and full of character, with thoughtful improvements made throughout the years. A basement addition completed in 2022 adds valuable living space and blends naturally with the rest of the home. Outside, the newer back deck (2023) creates a great spot for relaxing, entertaining, or enjoying the backyard. Several major updates have already been completed, including new windows, siding, buried electrical service, and an upgraded breaker panel in 2014. A stamped concrete front sidewalk was added in 2025, and the detached two-car garage provides additional space for vehicles, hobbies, equipment, or storage. Much of the personal property in the home is also negotiable, offering additional flexibility for the next owner. Whether you're looking for a comfortable home, extra space for your business or hobbies, or the convenience of a potential live-work setup, 1306 S 3rd St. offers a combination that's hard to duplicate. Come take a look and see all the possibilities this property has to offer!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: 61 or more Yrs
- Year built: 1890
Materials
- Roof: Comp/Shingle
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Disposal,Refrigerator,Microwave,Water Softener Owned,Electric Water Heater,40 Gal plus Water Heater
- Laundry features: Main Level,Off Kitchen,Electric,Vinyl
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom2
- Level: Main
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Main level bedrooms: 2
Dining Room
- Features: Kit/Din Combo
- Level: Main
Family Room
- Level: Basement
Features
- Walk-In Closet(s)
- Window features: Blinds,Storm Window(s)
- Number of fireplaces: 2
- Fireplace features: Two,Wood Burning Stove,Electric
- Fireplace: Yes
- Finished area above ground: 4,566
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Elec Forced Air,Central Air
Interior Area
- Total structure area: 4,566
- Total interior livable area: 6,401 sqft
Kitchen
- Features: Pantry
- Level: Main
Living Room
- Features: Bay Window
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 590109650
Features
- Levels: One and One Half
- Patio & porch: Deck,Enclosed Porch
- Exterior features: Rain Gutters
- Fencing: Vinyl
- Waterfront features: None
- Living area range: 2500+
Lot
- Lot size: 0.39 Acres
- Features: Auto Sprinkler,Established Yard,Landscaping (Good)
Parking
- Total spaces: 2
- Parking features: Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Winter Weather
- Hail
- Ice Storm
- Cold Wave
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Nebraska Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance | $460 | $5,520 |
| Property Taxes | $477 | $5,724 |
| Electricity | $395 | $4,741 |
| Total | $3,834 | $46,008 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $485,000 |
| 2026-07-02 | Listed for sale | $495,000 |
| 2026-06-29 | Listing removed | $499,900 |
| 2026-06-18 | Price change | $499,900 |
| 2026-05-23 | Price change | $549,900 |
| 2026-04-29 | Price change | $599,900 |
| 2026-03-18 | Listed for sale | $649,900 |
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