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1212 15th St, Central City, NE, 68826

4beds
3baths
3,125sqft
$314,900
$101price/sqft
$2,405/moest. monthly cost
$96,200/yrincome needed

About This Home

Charming 4-bedroom, 3-bath home with 3,125 sq ft of living space and a 3-car garage in a peaceful Central City neighborhood! Welcome to a beautifully updated home that has been completely overhauled. With a new asphalt roof, all new drywall, new central heating and air, new plumbing, new electrical, and new energy efficient windows this home offers durability, comfort, and room to grow. Inside, you'll find a spacious layout with multiple living areas and the kind of square footage rarely found at this price point. Whether you’re hosting family gatherings or enjoying quiet nights, the home’s warm atmosphere and generous space make everyday living a pleasure.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
8/10
3/10
Central City High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Crawl/Raised
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Forced air,Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,125 sqft

Property

Details

  • Parcel number: 000279800

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 7
  • Parking features: Garage - Attached,Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Drought
Lightning

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance $337$4,044
Property Taxes $284$3,408
Electricity $192$2,315
Total$2,405$28,860

Income You'd Need if You Spent...

35% on housing$82,457/yr
40% on housing$72,150/yr
45% on housing$64,133/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 12.3%
12.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 68826$144
Merrick County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 68826$122
Merrick County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Price change$304,900
2026-08-11Price change$309,900
2026-07-27Price change$314,900
2026-05-03Price change$324,900
2025-12-15Listed for sale$349,900
2025-12-06Listing removed--
2025-12-05Listed for sale$325,000

For Sale by Owner

AgentProperty Owner

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