See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1890 T Rd, Central City, NE, 68826

5beds
2baths
2,653sqft
$440,000
$166price/sqft
$3,129/moest. monthly cost
$125,160/yrincome needed

About This Home

This well maintained home sits on approximatley 4.54 acres. Vinyl sided, 2,653 square foot home with 5 bedrooms and 2 full baths. Unique custom built design. Beautiful custom kitchen with center island and cooktop. Lots of storage. Attached 3 car garage. Brick patio area. UGSP on own well for main yard. Nicely landscaped and has mature trees. New septic tank and leech field is being installed prior to Closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10
3/10
Central City High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 1914

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Notable Dates

  • Major remodel year: 2000

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm / Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 1

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Laminate,Tile
  • Finished area above ground: 2,653

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central

Interior Area

  • Total structure area: 2,654
  • Total interior livable area: 2,653 sqft

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • Parcel number: 3936.00
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sprinkler System,Utilities
  • Has view: Yes
  • View description: Farm

Lot

  • Lot size: 4.54 Acres
  • Features: Trees

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Drought
Inland Flooding
Ice Storm
Tornado
Winter Weather
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $471$5,652
Property Taxes $271$3,252
Electricity $163$1,965
Total$3,129$37,548

Income You'd Need if You Spent...

35% on housing$107,280/yr
40% on housing$93,870/yr
45% on housing$83,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 12.3%
12.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 68826$133
Merrick County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 68826$122
Merrick County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$440,000
2008-11-06Sold$9,429

For Sale by Agent

AgentLinda Riblett
BrokerageCentral Realty Inc.

Similar Homes