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105 E 13th St, Bayard, NE, 69334

4beds
2baths
1,215sqft
$232,000
$191price/sqft
$1,986/moest. monthly cost
$79,440/yrincome needed

About This Home

Need a home with an abundance of space?? Take a look. Four bedroom (5 bedroom with egress window added in basement) two bath, basement family room. All kitchen appliances included plus clothes dryer. Located on north side of Bayard across from church parking lot. Room for RV and boat parking by redoing UGS and driving though west side of property. Storage shed (12x12) for storing John Deere riding lawn mower. Mower included in sale. Two new garage doors and one new opener to be installed in late August. New roof in April, 2026. Call today for more information!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Bayard Elementary SchoolGrades PK-60.4 mi
5/10
Bayard Secondary SchoolGrades 7-120.5 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Composition
  • Construction materials: Frame,Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave
  • Laundry features: In Basement

Basement

  • Area: 1215

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Features: Eat-in Kitchen

Family Room

  • Features: Carpet

Features

  • Finished area above ground: 1,215

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,430
  • Total interior livable area: 1,215 sqft

Living Room

  • Features: Carpet

Property

Details

  • Parcel number: 100027290

Lot

  • Lot size: 0.37 Acres
  • Features: Established Yar

Parking

  • Total spaces: 2
  • Parking features: Attached,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtVery High
  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,173$14,076
Home Insurance $395$4,740
Property Taxes $294$3,528
Electricity $124$1,493
Total$1,986$23,832

Income You'd Need if You Spent...

35% on housing$68,091/yr
40% on housing$59,580/yr
45% on housing$52,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 9.8%
9.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 69334$49
Morrill County$430

vs Homes Sold Last Month

Median $/sqft

ZIP 69334
Morrill County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$232,000
2026-06-13Price change$239,000
2023-04-28Pending sale$154,000
2023-04-23Listed for sale$154,000
2017-10-03Sold$86,300

For Sale by Agent

AgentKalena Perry
BrokerageASMUS BROTHERS

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