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401 E 5th St, Bayard, NE, 69334

3beds
2baths
1,056sqft
$109,000
$103price/sqft
$873/moest. monthly cost
$34,920/yrincome needed

About This Home

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

3/10
Bayard Elementary SchoolGrades PK-60.3 mi
5/10
Bayard Secondary SchoolGrades 7-120.2 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Other
  • Construction materials: Frame,Hard Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Main Level

Basement

  • Area: 440

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Finished area above ground: 1,056

Interior Area

  • Total structure area: 1,496
  • Total interior livable area: 1,056 sqft

Property

Details

  • Parcel number: 0100026340

Lot

  • Lot size: 0.25 Acres
  • Features: Manl Und Sprnk

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtVery High
  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Lightning
Winter Weather
Inland Flooding
Ice Storm
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Nebraska Counties

Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $551$6,612
Home Insurance $185$2,220
Property Taxes $13$156
Electricity $124$1,493
Total$873$10,476

Income You'd Need if You Spent...

35% on housing$29,931/yr
40% on housing$26,190/yr
45% on housing$23,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 9.8%
9.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 69334$80
Morrill County$438

vs Homes Sold Last Month

Median $/sqft

ZIP 69334
Morrill County$104

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$138,500
2026-04-28Listing removed$169,000
2026-04-20Listed for sale$169,000

For Sale by Agent

AgentDarlene Kovarik
BrokerageHOME TEAM REALTY INC

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