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71903 Road 382, Mccook, NE, 69001

5beds
3baths
3,520sqft
$414,000
$118price/sqft
$3,120/moest. monthly cost
$124,800/yrincome needed

About This Home

Discover peaceful country living with this unique property located just minutes from McCook. Sitting on 5.97 +/- acres, this property offers a spacious updated 5-bedroom, 3-bath home (including two non-conforming bedrooms) plus an impressive 2017 metal outbuilding that functions as a versatile guest house or rental unit. The main home features a large, updated kitchen and dining area perfect for gatherings, along with a welcoming living room. Recent updates also include a beautiful farmhouse-style main bathroom. Modern conveniences include a tankless water heater and water softener. The property also features a standout 60' x 40' metal building (built in 2017). One side offers a massive 60' x 25' garage area with 14' high smart garage doors on both ends - easily accommodating a motorhome, boats, or multiple vehicles. The other side features a comfortable 60' x 15' living quarters complete with an open living room/kitchen layout, an accessible bathroom with laundry, and a large bedroom equipped with a Murphy bed. This space has its own electrical service and propane tank, making it ideal for use as a rental, hunting lodge, or short-term rental. Additional outbuildings include a single-car garage with concrete floor, plus multiple sheds and livestock structures - all with electrical service - providing excellent storage and flexibility for hobbies, animals, or equipment while the pasture is complete with quality hi tensile fence. Whether you're looking for a primary residence with extra income potential, a hobby farm setup, or a private country retreat with room to grow, this property delivers exceptional value and versatility just outside of McCook.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Mc Cook Elementary SchoolGrades PK-33.9 mi
6/10
5/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm / Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 1760

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Bedrooms(2),Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,760

Heating & Cooling

  • Heating features: Propane,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 3,520
  • Total interior livable area: 3,520 sqft

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 000322300
  • Lease amount: 0

Features

  • Has view: Yes
  • View description: Farm

Lot

  • Lot size: 5.97 Acres
  • Features: Equestrian Property,Trees

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Strong Wind
Winter Weather
Cold Wave
Drought
Ice Storm
Lightning
Tornado
Inland Flooding

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,093$25,116
Home Insurance $508$6,096
Property Taxes $302$3,624
Electricity $217$2,607
Total$3,120$37,440

Income You'd Need if You Spent...

35% on housing$106,971/yr
40% on housing$93,600/yr
45% on housing$83,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 69001$81
Red Willow County$89

vs Homes Sold Last Month

Median $/sqft

ZIP 69001
Red Willow County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$449,000
2017-10-16Sold$140,000

For Sale by Agent

AgentLori Harding
BrokerageFarmers National Company

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