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2108 3rd Ave, Scottsbluff, NE, 69361

5beds
3baths
2,736sqft
$439,900
$161price/sqft
$3,441/moest. monthly cost
$137,640/yrincome needed

About This Home

With its spacious two-story layout, classic architectural details, and extensive recent updates, this exceptional Avenues home offers the perfect combination of historic elegance, modern comfort, and move-in-ready convenience. The stunning 2024 kitchen remodel features new custom cabinetry with pantry storage, granite countertops, classy wood range hood, updated fixtures, refrigerator, dishwasher, and electrical upgrades. Hardwood floors throughout the home were completely refinished in 2023, including removal of kitchen tile to restore a seamless wood-floor appearance. A newly added main-floor ½ bath with shower provides added convenience. There is also a laundry shoot to the laundry room in the basement that includes a wash sink. Major exterior updates include a new roof and garage doors (2023), all-new Gerkin windows throughout majority of the home (2025), LP® Diamond Kote siding with added insulation (2025), and new screen doors. Large fenced backyard with patio. Additional improvements include custom blinds throughout, new basement carpet, and new mudroom flooring. Lockbox on south side, backdoor.

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

6/10
6/10
Bluffs Middle SchoolGrades 6-80.2 mi
3/10

Construction

Condition

  • Year built: 1919

Materials

  • Roof: Composition
  • Construction materials: Frame,Hard Board

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Disposal,Refrigerator,Microwave,Range Hood,Water Softener Owned,Gas Water Heater
  • Laundry features: In Basement,Electric Dryer Hookup

Basement

  • Area: 1719

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Formal,Living/Dining C,Wood

Features

  • Walk-In Closet(s),Pantry
  • Window features: Window Treatments
  • Number of fireplaces: 2
  • Fireplace features: Two,Wood Burning,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,736

Heating & Cooling

  • Heating features: Steam/Hotwater
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,455
  • Total interior livable area: 2,736 sqft

Kitchen

  • Features: Wood

Living Room

  • Features: Wood

Property

Details

  • Parcel number: 010114254

Features

  • Levels: Two
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Lot size: 10,500 sqft
  • Features: Auto Und Sprnk,Established Yar,Sidewalk
  • Lot size dimensions: 75x140

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Alley Access
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Winter Weather
Lightning
Strong Wind
Cold Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance $627$7,524
Property Taxes $422$5,064
Electricity $168$2,026
Total$3,441$41,292

Income You'd Need if You Spent...

35% on housing$117,977/yr
40% on housing$103,230/yr
45% on housing$91,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 69361$143
Scotts Bluff County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 69361$108
Scotts Bluff County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$429,900
2026-07-03Price change$439,900
2023-04-21Pending sale$379,900
2023-04-17Listed for sale$379,900
2015-04-10Sold$210,000
2014-11-06Price change$228,000
2014-08-08Price change$238,000
2014-07-16Price change$250,000
2014-05-13Price change$260,000
2014-03-20Listed for sale$275,000
2009-07-27Sold$180,000

For Sale by Agent

AgentLisa Steele
BrokerageNEBRASKA REALTY

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