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54 Ridge Dr, Gering, NE, 69341

4beds
2baths
1,092sqft
$215,000
$197price/sqft
$1,736/moest. monthly cost
$69,440/yrincome needed

About This Home

This bi-level/raised ranch home offers 2 conforming upper-level bedrooms, with 2 additional finished lower-level rooms that provide flexible space for guests, office, hobbies, or storage. Come check it out today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
3/10
4/10
Gering High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Lower Level

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Finished area above ground: 1,092

Heating

  • Heating features: Natural Gas,Wood Stove,Ductless

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Property

Details

  • Parcel number: 0010225900
  • Special condition: Real Estate Owned

Features

  • Patio & porch: Covered,Covered Deck
  • Fencing: Vinyl

Lot

  • Lot size: 0.32 Acres
  • Features: Poor

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance $252$3,024
Property Taxes $273$3,276
Electricity $124$1,493
Total$1,736$20,832

Income You'd Need if You Spent...

35% on housing$59,520/yr
40% on housing$52,080/yr
45% on housing$46,293/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 69341$113
Scotts Bluff County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 69341$115
Scotts Bluff County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Sold$160,461
2025-11-25Listing removed$177,500
2025-09-19Price change$177,500
2025-06-16Listed for sale$197,500
2021-05-17Sold$174,500
2021-03-11Pending sale$179,900
2021-02-11Listed for sale$179,900

Unknown Listed By

AgentMarco Martinez
BrokerageNEBRASKA REALTY

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