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725 N St, Gering, NE, 69341

2beds
1baths
984sqft
$125,000
$127price/sqft
$1,137/moest. monthly cost
$45,480/yrincome needed

About This Home

This cozy two bedroom home is ready for a new owner. The living room is spacious with main floor laundry. Possible to move laundry room downstairs and have three bedrooms on main floor. Lots of storage in basement. Fenced backyard. Don't miss out call today for your appointment.

Getting Around

69
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
Lincoln Elementary SchoolGrades PK-50.5 mi
3/10
4/10
Gering High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1916

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range Hood
  • Laundry features: Main Level

Basement

  • Area: 456

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Finished area above ground: 984

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 984 sqft

Property

Details

  • Parcel number: 010065938

Features

  • Exterior features: Rain Gutters
  • Fencing: Wood

Lot

  • Features: Good

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Drought

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $632$7,584
Home Insurance $146$1,752
Property Taxes $235$2,820
Electricity $124$1,493
Total$1,137$13,644

Income You'd Need if You Spent...

35% on housing$38,982/yr
40% on housing$34,110/yr
45% on housing$30,320/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 69341$117
Scotts Bluff County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 69341$115
Scotts Bluff County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$125,000

For Sale by Agent

AgentBecky Estrada
BrokerageMONUMENT REALTY

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