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2130 21st St, Gering, NE, 69341

5beds
2baths
1,526sqft
$315,000
$206price/sqft
$2,520/moest. monthly cost
$100,800/yrincome needed

About This Home

Take a tour of this home in Gering. You will love the spacious feel of the living room and dining room. Kitchen right off the dining room. Two bedrooms and one bath on the main floor. Basement has plenty of space for all your needs. Double car detached garage with covered patio attached. Sit back and relax on those calm summer nights. Large fenced backyard. Also an area with swimming pool. Call today for your tour.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
66
BikeBikeable

Schools

6/10
3/10
4/10
Gering High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Area: 1526

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Main level bathrooms: 1

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,526

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,052
  • Total interior livable area: 1,526 sqft

Kitchen

  • Features: Vinyl

Property

Details

  • Parcel number: 010263810

Features

  • Fencing: Chain Link

Lot

  • Lot size: 0.43 Acres
  • Features: Established Yar,Good
  • Lot size dimensions: 125X150

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Lightning
Strong Wind
Tornado
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance $369$4,428
Property Taxes $435$5,220
Electricity $124$1,493
Total$2,520$30,240

Income You'd Need if You Spent...

35% on housing$86,400/yr
40% on housing$75,600/yr
45% on housing$67,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 69341$110
Scotts Bluff County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 69341$115
Scotts Bluff County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Listed for sale$315,000

For Sale by Agent

AgentBecky Estrada
BrokerageMONUMENT REALTY

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