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1010 12th St, Gering, NE, 69341

4beds
2baths
1,040sqft
$310,000
$298price/sqft
$2,059/moest. monthly cost
$82,360/yrincome needed

About This Home

You will love this three bedroom home that has lot to offer. The dining room is next to the kitchen. The spacious living room compliments the main floor. One bathroom and an extra room that can be made a bedroom or a reading room that opens up to the deck in back. Basement has on bedroom and bathroom. Bonus room and large family room or game room. One car attached garage. Fenced backyard. Large oversized double car garage in back with furnace and electricity. Storage shed in backyard. Call today for your private tour. Taxes are partially exempt

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Geil Elementary SchoolGrades PK-50.4 mi
3/10
4/10
Gering High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1968

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Water Softener Owned,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Area: 1040

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Dining Room

  • Features: Wood

Family Room

  • Features: Carpet

Features

  • Great Room
  • Window features: Window Treatments
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 1,040 sqft

Living Room

  • Features: Wood

Property

Details

  • Parcel number: 010066500

Lot

  • Lot size: 10,360 sqft
  • Features: Auto Und Sprnk,Established Yar,Good

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Hail
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Drought

FEMA Declared Disasters Across Nebraska Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance $363$4,356
Property Taxes $5$60
Electricity $124$1,493
Total$2,059$24,708

Income You'd Need if You Spent...

35% on housing$70,594/yr
40% on housing$61,770/yr
45% on housing$54,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 69341$110
Scotts Bluff County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 69341$115
Scotts Bluff County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Listed for sale$310,000
2009-12-04Sold$107,000

For Sale by Agent

AgentBecky Estrada
BrokerageMONUMENT REALTY

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