781 Lake Frances Dr, Charleston, SC, 29412
About This Home
Enjoy waterfront living in this charming lakefront property offering 1,350 square feet of comfortable living space. The home features 2 bedrooms, each with its own full bathroom upstairs, plus a convenient half bath on the main level for guests. Ideally situated, this property combines peaceful lake views with easy access to local attractions, just 4 miles from downtown, 6 miles from historic district, and only 8 miles from the beach. Whether you're looking for a primary residence, a vacation getaway, an investment or home for medical professionals and students, this well-located home offers the perfect blend of convenience and southern scenic beauty. Ready to move in literally with all the furniture, bedding, appliances, lawn equipment, kayak, tools etc.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Crawl Space
- Roof: Architectural
- Construction materials: Stucco,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Ceiling - Cathedral/Vaulted,Ceiling - Smooth,Ceiling Fan(s),Eat-in Kitchen,Formal Living
- Flooring: Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,One,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,350
- Total interior livable area: 1,350 sqft
Property
Details
- Parcel number: 4261100037
- Special condition: Flood Insurance
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Lot size: 5,227 sqft
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Earthquake
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charleston County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,437 | $41,244 |
| Home Insurance * | $344 | $4,128 |
| Property Taxes | $226 | $2,712 |
| Electricity | $204 | $2,449 |
| Total | $4,211 | $50,532 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $679,900 |
| 2026-06-27 | Listed for sale | $730,000 |
| 2005-05-25 | Sold | $100,000 |
| 2001-06-19 | Sold | $100,000 |
For Sale by Agent
View on Zillow