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975 Harbor Oaks Dr, Charleston, SC, 29412

3beds
3baths
1,626sqft
$537,000
$330price/sqft
$3,370/moest. monthly cost
$134,800/yrincome needed

About This Home

Location is Everything! A short walk to Shopping and Dining! 10 minutes to Historic Downtown Charleston as well as beaches, parks and lots of Outdoor activities nearby! This is a True Townhouse with 3 bedrooms, 2 and a half baths and the Master suite is on the bottom floor. The interior has been totally renovated and includes all New Kitchen appliances, New Washer/Dryer, New Flooring and much more! There's a Separate Dining room and a Breakfast area. The back yard has a Brand New covered Deck, Open Deck and New Wood privacy fence! Brand New Windows and Roofing Shingles! Wood burning Fireplace in the Living room too!The common areas include an in-ground swimming pool, A Gym/Workout area recently updated with nice equipment including his and hers Saunas! The Oaks throughout the community are Amazingly Beautiful! Property Taxes are based on non-owner occupancy. Check Chas County tax estimate for your use of the property. Seller has a Termite Bond that may be transferable. Turnkey opportunity and can close as soon as you need it! Do Check this one out!

Getting Around

39
WalkingCar-Dependent
0
TransitNo Nearby Transit
37
BikeSomewhat Bikeable

Schools

8/10
8/10
Camp Road MiddleGrades 6-82.3 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Roof: Architectural,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen
  • Door features: Some Thermal Door(s)
  • Window features: Some Thermal Wnd/Doors
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,One,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,626
  • Total interior livable area: 1,626 sqft

Property

Details

  • Parcel number: 4261100087
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: Rain Gutters
  • Fencing: Privacy,Wood

Lot

  • Lot size: 6,098 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Earthquake
Wildfire
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,715$32,580
Home Insurance *$272$3,264
Property Taxes $179$2,148
Electricity $204$2,449
Total$3,370$40,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,542/yr
40% on housing$101,100/yr
45% on housing$89,866/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 29412$323
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29412$371
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$535,000
2026-04-02Listed for sale$550,000
2026-02-24Listing removed$550,000
2026-02-13Listed for sale$550,000
2022-03-24Listing removed--
2022-03-18Listed for rent$2,290
2021-01-24Listing removed--
2019-07-30Listing removed$1,850
2019-07-19Price change$1,850
2019-07-17Listed for rent$1,950
2018-07-21Listing removed$1,850
2018-06-19Listed for rent$1,850
2015-04-24Listing removed$1,550
2015-03-18Price change$1,550
2015-03-03Listed for rent$1,600
2014-04-08Listing removed$1,500
2014-03-12Listed for rent$1,500
2012-03-21Listing removed$1,600
2012-03-14Price change$1,400
2012-03-04Listed for rent$1,600
2010-07-29Listing removed$189,000
2010-04-28Sold$142,000
2010-04-04Price change$189,000
2010-03-23Price change$150,000
2010-03-13Price change$189,000
2010-02-20Listed for sale$150,000

For Sale by Agent

AgentLori Nolan
BrokerageAdler Realty

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