743 Waterloo St, Charleston, SC, 29412
About This Home
Welcome to 743 Waterloo Street, a stunning, brick traditional home nestled on a spacious 0.38-acre corner lot in the highly coveted Stiles Point neighborhood of James Island. Offering the ultimate Charleston lifestyle, this property boasts an unbeatable location. You are perfectly positioned just minutes from the world-class dining and historic charm of downtown Charleston, and a short, breezy drive to the sun and sand of Folly Beach. This impressive 2,871-square-foot home features 5 bedrooms and 4.5 bathrooms, providing ample room for family, guests, and entertaining. The 5th bedroom is a Mother-in-Law Suite! A rare and highly desirable find, the property includes an attached apartment with its own private entrance off the large semi-circular driveway.This space is ideal for multigenerational living, hosting guests, or income-producing potential. Step inside to discover tile and hardwood floors, a sitting room/study, and a formal dining room. The eat-in kitchen features granite countertops and stainless steel appliances, flowing seamlessly into a large family room anchored by a cozy wood-burning fireplace and beamed ceilings. Enjoy the convenience of a main-floor master bedroom that connects to a massive laundry room, plus a second master suite upstairs alongside two more bedrooms and bathrooms. This home also offers owned solar panels, energy-efficient E-Star windows, an architectural shingle roof, a Trane HVAC system, and a custom-built 2-car detached garage. Because it sits high on its lot in an "X" flood zone, no flood insurance is required--a massive bonus for Charleston living. Whether you're walking down the street to the James Island Yacht Club, hosting oyster roasts on your back patio, making the quick commute downtown for work, or heading to Folly Beach for the weekend, 743 Waterloo Street isn't just a home--it's your gateway to the very best of the Lowcountry.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Foundation: Crawl Space,Slab
- Roof: Architectural
- Construction materials: Brick Veneer
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Beamed Ceilings,Eat-in Kitchen,Formal Living,In-Law Floorplan
- Window features: Window Treatments
- Flooring: Ceramic Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room,One,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,871
- Total interior livable area: 2,871 sqft
Property
Details
- Parcel number: 4540500061
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Fencing: Back Yard,Wood
Lot
- Lot size: 0.38 Acres
- Features: High
Parking
- Total spaces: 2
- Parking features: Garage,Detached,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Earthquake
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charleston County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,930 | $59,160 |
| Home Insurance * | $494 | $5,928 |
| Property Taxes | $325 | $3,900 |
| Electricity | $276 | $3,312 |
| Total | $6,025 | $72,300 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Price change | $949,000 |
| 2026-07-16 | Listed for sale | $975,000 |
| 2020-01-31 | Sold | $525,000 |
| 2020-01-31 | Listed for sale | $535,000 |
| 2019-10-18 | Pending sale | $535,000 |
| 2019-10-09 | Listed for sale | $535,000 |
| 2015-09-14 | Listing removed | $514,900 |
| 2015-08-30 | Price change | $514,900 |
| 2015-08-11 | Listed for sale | $524,900 |
| 2013-12-30 | Sold | $325,000 |
| 2013-07-20 | Price change | $348,000 |
| 2013-06-27 | Price change | $360,000 |
| 2013-04-03 | Listed for sale | $389,000 |
| 2001-08-31 | Sold | $189,000 |
For Sale by Agent
View on Zillow