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3 Judith St, Charleston, SC, 29403

2beds
2baths
1,524sqft
$925,000
$607price/sqft
$5,551/moest. monthly cost
$222,040/yrincome needed

About This Home

Rare opportunity to own a historic Charleston home on an oversized lot in the heart of Wraggborough. Offering two bedrooms, an office space that could easily be used as a 3rd bedroom, two baths, coveted off-street parking, and exceptional outdoor space, this property combines the charm of downtown living with features that are increasingly difficult to find on the peninsula. Historic character shines throughout with hardwood floors, an original fireplace, double piazzas, and authentic Philip Simmons ironwork that perfectly complements the home's timeless Charleston architecture. The expansive lot sets this home apart, providing ample room for outdoor entertaining, future expansion, or simply enjoying a private backyard retreat. Combined with valuable off-street parking,The property offers a level of convenience and flexibility rarely available in Charleston's historic district. Ideally positioned just minutes from the highly anticipated Union Pier redevelopment, this home is located near one of the most transformative projects in Charleston's history. The planned waterfront district is expected to bring new parks, pedestrian-friendly public spaces, waterfront access, dining, retail, and entertainment, further enhancing the area's appeal. Ready for its next chapter, this home offers an incredible opportunity for someone with a vision to restore and personalize a piece of Charleston history. Whether you're looking to create your dream downtown residence or invest in one of the city's most exciting and evolving neighborhoods, the possibilities are truly exceptional.

Getting Around

91
WalkingWalker's Paradise
49
TransitSome Transit
88
BikeVery Bikeable

Schools

3/10
4/10
1/10
Burke High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Charleston Single
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,One
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Property

Details

  • Parcel number: 4591301046

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground Level
  • Fencing: Wood
  • Waterfront features: Seawall

Lot

  • Lot size: 3,484 sqft
  • Features: 0 - .5 Acre,Level

Parking

  • Parking features: Off Street,Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Earthquake
Hurricane
Coastal Flooding
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$362$4,344
Property Taxes $308$3,696
Electricity $204$2,449
Total$5,551$66,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,320/yr
40% on housing$166,530/yr
45% on housing$148,026/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$607This listing

vs Other Active Listings

Avg $/sqft

ZIP 29403$456
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29403$603
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$925,000
2018-04-10Sold$350,000
2018-02-26Pending sale$425,000
2018-02-16Listed for sale$425,000
2018-01-30Pending sale$425,000
2017-10-26Listed for sale$425,000
2017-10-17Pending sale$425,000
2017-08-29Price change$425,000
2017-07-26Price change$475,000
2016-12-27Price change$550,000
2016-09-29Listed for sale$595,000
2016-08-22Listing removed$559,999
2016-06-22Price change$559,999
2016-05-23Listed for sale$560,000

For Sale by Agent

AgentCourtney Delfino
BrokerageColdwell Banker Realty

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