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160 Smith St, Charleston, SC, 29403

2beds
2baths
1,413sqft
$1,325,000
$938price/sqft
$7,862/moest. monthly cost
$314,480/yrincome needed

About This Home

Distinctive Charleston - style home offering a rare and versatile dual living layout! Each level features it's own private entrance and mirrors the other with a full bedroom, bathroom, spacious living area, well-appointed kitchen, laundry, and inviting porch. Perfect for multi-generating rental income - live comfortable in one unit while renting out the other. Thoughtfully designed for flexibility and privacy this unique property offers endless possibilities in a classic Charleston setting. Hardwood floors throughout the home. Abundant natural light pours in through multiple windows. Located just minutes from MUSC, shopping, dining, and all of the charm and culture Charleston is known for. The home was rebuilt from the foundation up in 2023.

Getting Around

95
WalkingWalker's Paradise
50
TransitGood Transit
75
BikeVery Bikeable

Schools

2/10
4/10
1/10
Burke High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1872

Materials

  • Foundation: Crawl Space
  • Roof: Architectural
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Charleston Single
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling - Smooth,Eat-in Kitchen
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating

  • Heating features: Ductless

Interior Area

  • Total structure area: 1,413
  • Total interior livable area: 1,413 sqft

Property

Details

  • Parcel number: 4601203073

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch
  • Fencing: Privacy

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Earthquake
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,699$80,388
Home Insurance *$518$6,216
Property Taxes $441$5,292
Electricity $204$2,449
Total$7,862$94,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$269,554/yr
40% on housing$235,860/yr
45% on housing$209,653/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$938This listing

vs Other Active Listings

Avg $/sqft

ZIP 29403$453
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29403$603
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$1,385,000
2024-07-19Sold$530,000

For Sale by Agent

AgentCarolina One Real Estate
BrokerageCarolina One Real Estate

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