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524 N Bradley Ave, Indianapolis, IN, 46201

2beds
1baths
1,416sqft
$155,000
$109price/sqft
$1,418/moest. monthly cost
$56,720/yrincome needed

About This Home

Charming & Move-In Ready Near Downtown Indianapolis! Welcome to 524 N Bradley, a delightful 2-bedroom, 1-bath home offering classic character, practical updates, and a location that puts you just minutes from the heart of downtown. Step inside to a spacious living room, formal dining room, and beautiful hardwood floors that add warmth and charm throughout. Enjoy the versatility of the enclosed front porch, perfect for morning coffee or extra seasonal living space. The home also includes a full basement for storage or future expansion ideas. Out back, you'll find a fully fenced yard and a detached garage rare bonus at this price point. Whether you're an investor seeking a strong rental opportunity in a high-demand area or a homeowner looking for affordability and convenience, this property checks all the boxes. Affordable, well-maintained, and close to everything-come see why 524 N Bradley is the perfect opportunity!

Getting Around

50
WalkingCar-Dependent
41
TransitSome Transit
61
BikeBikeable

Schools

3/10
6/10
1/10

Construction

Condition

  • Year built: 1924

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Features

  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,416
  • Total interior livable area: 1,416 sqft

Kitchen

  • Level: Main
  • Area: 99
  • Dimensions: 11x09

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Property

Details

  • Parcel number: 491004130005000101
  • Special condition: As Is
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Screened

Lot

  • Lot size: 4,791 sqft
  • Features: Access,Not In Subdivision,Sidewalks

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$153$1,836
Property Taxes $298$3,576
Electricity $184$2,212
Total$1,418$17,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,617/yr
40% on housing$42,540/yr
45% on housing$37,813/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$109This listing

vs Other Active Listings

Avg $/sqft

ZIP 46201$113
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46201$92
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Price change$165,000
2025-11-26Listed for sale$170,000

For Sale by Agent

AgentPhillip Lande
BrokerageReal Broker, LLC

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