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81 Monongahela Dr, Cherokee Village, AR, 72529

3beds
2baths
2,160sqft
$359,900
$167price/sqft
$2,541/moest. monthly cost
$101,640/yrincome needed

About This Home

Welcome to Market 81 Monongahela Dr of the Navajo 3rd Sub in Cherokee Village, AR. Situated on a .52 +/- Lake Navajo frontage lot on a no wake lake is a fully furnished, 1980-built traditional ranch style home w/ walk-out basement. The exterior is wrapped in wood, topped w/ architectural shingles & solar panels, and accented by landscaping, shutters, gutters, oversized 2-car garage, RV parking, covered patio, wood deck w/ awning, and solarium. The interior features 2,160 sf of well laid out living space. On the main level is a living room w/ vaulted ceiling, wood beams, and cozy gas fireplace, eat-in kitchen w/ bar seating and pantry, formal dining room, and Master bedroom w/ walk-in closet and en-suite. The basement offers a 2nd living area w/ gas stove, 2 spare bedrooms, full bathroom w/ walk-in shower, and temp-controlled sunroom/greenhouse. You'll love the lake view, gazebo w/ firepit, 2 outbuildings w/ electric for storage, boat dock, fishing boat launch, and fenced yard space. Area amenities include: 7 lakes, South Fork River, 2 golf courses, trails, waterfalls, and more. Call today to make this house your home, home away from home, or next addition to your rental portfolio.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
8/10
Highland Middle SchoolGrades 5-81.3 mi
8/10
Highland High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier,Slab/Crawl Combination
  • Roof: Shingle
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Electric Range,Dishwasher,Water Softener,Gas Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Interior Entry,Heated,Cooled

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Separate Dining Room,Eat-in Kitchen

Features

  • Walk-In Closet(s),Built-in Features,Ceiling Fan(s),Walk-in Shower,Breakfast Bar,Pantry,Sheet Rock,Vaulted Ceiling(s),Primary Bedroom/Main Lv,2 Bedrooms Lower Level
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 2
  • Fireplace features: Gas Logs Present,Glass Doors,Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Property

Details

  • Parcel number: 27400456000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Storage,Rain Gutters,Dock
  • Fencing: Partial,Chain Link
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Dock - Swimming,Lake Front,Lake

Lot

  • Lot size: 0.52 Acres
  • Features: Sloped,Extra Landscaping,Subdivided,River/Lake Area,Waterfront

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Garage,Parking Pad,Two Car,Other
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake
Inland Flooding

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance $417$5,004
Property Taxes $149$1,788
Electricity $156$1,877
Total$2,541$30,492

Income You'd Need if You Spent...

35% on housing$87,120/yr
40% on housing$76,230/yr
45% on housing$67,760/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 72529$102
Sharp County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 72529$119
Sharp County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$369,900
2025-11-01Listing removed$365,000
2025-04-30Listed for sale$365,000
2025-04-01Listing removed$364,000
2025-01-01Listed for sale$364,000
2024-07-30Listing removed$349,900
2024-03-08Price change$349,900
2023-05-11Listed for sale$364,900
2023-03-21Listing removed$369,500
2023-01-06Listed for sale$369,500
2022-01-21Sold$250,000
2021-12-06Listed for sale$295,000
2019-07-08Sold$140,000
2019-03-25Price change$165,000
2019-02-01Price change$172,000
2018-09-30Price change$184,900
2018-09-05Listed for sale$194,500
2016-03-22Sold$155,000
2015-10-10Listed for sale$164,500
2014-10-09Sold$154,900
2014-04-19Price change$159,900
2014-03-21Price change$167,400
2013-11-07Price change$174,900
2013-06-26Price change$177,500
2012-11-13Listed for sale$174,900
2006-01-03Sold$138,000

For Sale by Agent

AgentAndrea J Andrews
BrokerageCompass Rose Realty

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