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202 W 3rd St, Highland, AR, 72542

4beds
2baths
1,896sqft
$255,000
$134price/sqft
$1,846/moest. monthly cost
$73,840/yrincome needed

About This Home

Charming 1892 Vintage Home – Downtown Hardy, Arkansas Discover the timeless character of this 1892 home in historic downtown Hardy, Arkansas. With unique zoning for both residential and commercial use, it’s perfectly suited as a family home, boutique business, or a blend of both. The inviting foyer leads to a central hall and multiple living areas, with original tongue-and-groove wood walls and ceilings upstairs adding warmth and authenticity. A double pocket door connects the living room to the parlor, creating a larger entertaining space. The main floor also offers two bathrooms, a spacious kitchen, and a dining/sitting area ideal for gatherings. Upstairs, three comfortable bedrooms provide cozy retreats. A former garage, plumbed for a salon, offers endless possibilities—whether for a home business, shop, or return to garage use. Outside, wood and wrought-iron fencing frame the yard, complete with a charming gazebo for outdoor enjoyment. Just blocks from the Spring River, this property offers both small-town charm and year-round recreation. Historic charm, versatile zoning, and prime location make this 1892 gem a rare find in the Ozarks.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
Highland Middle SchoolGrades 5-84.7 mi
8/10
Highland High SchoolGrades 9-124.6 mi
7/10

Construction

Condition

  • Year built: 1892

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Metal/Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other (see remarks)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Refrigerator
  • Laundry features: Laundry Room

Bedroom2

  • Area: 100

Bedroom3

  • Area: 100

Bedroom4

  • Area: 80

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Kitchen/Dining Combo
  • Area: 200

Features

  • Kit Counter-Other,Primary Bedroom/Main Lv
  • Flooring: Carpet,Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Kitchen

  • Area: 180

Living Room

  • Area: 180

Master Bedroom

  • Area: 169

Property

Details

  • Parcel number: 76003878000

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Fencing: Wood,Wrought Iron

Lot

  • Lot size: 0.31 Acres
  • Features: Sloped,Level

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Arkansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance $314$3,768
Property Taxes $106$1,272
Electricity $137$1,647
Total$1,846$22,152

Income You'd Need if You Spent...

35% on housing$63,291/yr
40% on housing$55,380/yr
45% on housing$49,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 72542$110
Sharp County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 72542$120
Sharp County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-03Listed for sale$255,000
2006-01-27Sold$73,000
2005-03-16Sold$80,000

For Sale by Agent

AgentNorman Cozort
BrokerageUnited Country - Cozort Realty, Inc.

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