See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

110 N Holmes St, Enterprise, OR, 97828

3beds
2baths
1,896sqft
$399,000
$210price/sqft
$2,950/moest. monthly cost
$118,000/yrincome needed

About This Home

Step into timeless charm with this 1916 traditional Craftsman. Original hardwood floors, built-ins and detailed woodwork showcase its character throughout. Offering 3–4 bedrooms and 2 baths, the home features a front living room with adjoining front sunroom and fireplace. Spacious dining room with wainscoting, built-in in hutch with glass detailing and covered kitchen pass-through. The kitchen includes all appliances, ample storage and french doors opening to the .37-acre corner lot with gazebo, bridge, plum tree and room for a garden. Easy care Hardie plank concrete siding. Versatile commercial zoning adds potential for a home business—the property once housed a gift, screen and upholstery shop. Additional workshop, garage and storage building complete this unique offering.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
6/10
Enterprise High SchoolGrades 7-120.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1916

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding,Lap Siding,Wood Composite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Washer/Dryer,Electric Water Heater,Tank Water Heater

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Storage Space,Unfinished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),High Ceilings,High Speed Internet,Kitchen Island
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Hardwood,Laminate,Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 1941
  • Zoning: C-1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Porch
  • Exterior features: Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: City,Mountain(s)

Lot

  • Lot size: 0.37 Acres
  • Features: Corner Lot,Level,SqFt 15000 to 19999

Parking

  • Total spaces: 1
  • Parking features: Driveway,RV Access/Parking,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Wildfire
Avalanche
Hail
Landslide
Lightning

FEMA Declared Disasters in Wallowa County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$326$3,912
Property Taxes $431$5,172
Electricity $176$2,119
Total$2,950$35,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,142/yr
40% on housing$88,500/yr
45% on housing$78,666/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 97828$193
Wallowa County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 97828
Wallowa County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-15Price change$425,000
2025-09-18Listed for sale$450,000

For Sale by Agent

AgentDeidra Ripsom
BrokerageHomestead Co.

Similar Homes