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64706 Meadow Ln, Joseph, OR, 97846

5beds
4baths
2,400sqft
$719,000
$300price/sqft
$5,019/moest. monthly cost
$200,760/yrincome needed

About This Home

Nestled among the trees near beautiful Wallowa Lake, this charming two-story duplex offers an exceptional opportunity for recreation, investment, or multi-generational living. Located just minutes from hiking trailheads and within easy walking distance of shopping and dining, this versatile property combines comfort, privacy, and convenience.The upper level features a bright 3-bedroom, 2-bath layout filled with natural light. Enjoy an open-concept kitchen and living area centered around a cozy propane fireplace, furnished comfortably. The spacious primary bath includes a relaxing soaking tub, while the outdoor deck provides the perfect setting to enjoy the peaceful wooded surroundings.The lower level offers a warm, den-like atmosphere with 2 bedrooms and 2 baths. A propane stove creates a cozy gathering space, and the beautifully designed walk-in shower adds a touch of luxury. A washer and dryer are conveniently included.Surrounded by mature trees, this property is ideally situated for outdoor enthusiasts, with easy access to hiking, recreation, and lake activities. Paddle boating, fishing, and other lake adventures await nearby. Located approximately 6 miles from the charming town of Joseph, you'll enjoy quick access to local shops, restaurants, galleries, and community events.Whether you're seeking a vacation retreat, income-producing rental, or year-round mountain getaway, this Wallowa Lake property offers the best of Northeast Oregon living.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

--
Imnaha Elementary SchoolGrades K-826.9 mi
7/10
Joseph Charter SchoolGrades K-125.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1968

Materials

  • Foundation: Block,Slab
  • Roof: Metal
  • Construction materials: Lap Siding,T111 Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Washer/Dryer,Electric Water Heater,Tank Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2

Features

  • Ceiling Fan(s),Tile
  • Flooring: Hardwood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Insert,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4523
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Covered Patio,Deck,Porch
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Features: Level,Trees,Wooded,SqFt 10000 to 14999

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Wildfire
Winter Weather
Avalanche
Hail
Lightning

FEMA Declared Disasters in Wallowa County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$563$6,756
Property Taxes $604$7,248
Electricity $217$2,613
Total$5,019$60,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,080/yr
40% on housing$150,570/yr
45% on housing$133,840/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 97846$228
Wallowa County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 97846
Wallowa County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Listed for sale$719,000
2012-07-09Sold$202,500
2012-06-05Price change$219,900
2012-05-05Price change$239,900
2012-03-29Price change$269,900
2012-02-18Listed for sale$302,100
2006-09-11Sold$268,000

For Sale by Agent

AgentRobin Despain
BrokerageWallowa Mountain Properties

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