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61486 Liberty Rd, Joseph, OR, 97846

4beds
6baths
4,160sqft
$959,000
$231price/sqft
$6,711/moest. monthly cost
$268,440/yrincome needed

About This Home

5 acre mountain view property featuring live water and a tranquil pond. The spacious custom built home showcases soaring living room ceilings with truss accents, large windows and abundant natural light. Four ensuite bedrooms plus an upstairs sleeping loft with hidden access tucked behind a bookshelf. The garage was converted to a finished space, formerly used as a Montessori school, including its own bath and kitchen. The space would be ideal for an office, studio, business space or separate guest quarters. Generous room sizes and ample storage throughout (possible B&B). Highlights include a newer metal roof, hardwood floors, two fireplaces (one with insert) and a sauna. Prairie Creek runs through the property, gravity-feeding the lower fenced pasture with potential for small-scale hydro power. Enjoy the fenced garden area, nine apple trees, chicken coop and shop structure. Convenient paved road access 6 miles from the town of Joseph. Endless potential makes this a unique and versatile property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

--
Imnaha Elementary SchoolGrades K-823.5 mi
7/10
Joseph Charter SchoolGrades K-124.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1977

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Style
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Range Hood,Washer/Dryer,Tank Water Heater,Tankless Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partial,Storage Space,Unfinished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 5
  • Partial bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),High Ceilings,Vaulted Ceiling(s),Pantry,Tile
  • Window features: Double Pane Windows,Wood Frames
  • Flooring: Hardwood,Tile,Wall to Wall Carpet
  • Number of fireplaces: 2
  • Fireplace features: Stove,Wood Burning
  • Fireplace: Yes

Heating

  • Heating features: Baseboard,Mini Split,Wood Stove

Interior Area

  • Total structure area: 4,160
  • Total interior livable area: 4,160 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 3705
  • Zoning: EFU

Features

  • Levels: Two
  • Stories: 3
  • Patio & porch: Deck,Porch
  • Exterior features: Garden,Yard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Creek/Stream,Mountain(s),Pond
  • Has water view: Yes
  • Water view: Creek/Stream,Pond
  • On waterfront: Yes
  • Waterfront features: Creek,Pond
  • Waterbody name: Prairie Creek

Lot

  • Lot size: 5 Acres
  • Features: Level,Pasture,Acres 5 to 7

Parking

  • Parking features: Driveway,RV Access/Parking,Converted Garage
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Wildfire
Winter Weather
Avalanche
Hail
Lightning

FEMA Declared Disasters in Wallowa County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,849$58,188
Home Insurance *$752$9,024
Property Taxes $733$8,796
Electricity $377$4,530
Total$6,711$80,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$230,091/yr
40% on housing$201,330/yr
45% on housing$178,960/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 97846$239
Wallowa County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 97846
Wallowa County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-27Listed for sale$959,000
2021-01-20Listing removed--
2020-12-31Price change$679,000
2020-08-31Price change$629,000
2020-07-31Listed for sale$639,000
2012-06-05Sold$273,700

For Sale by Agent

AgentDeidra Ripsom
BrokerageHomestead Co.

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