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1525 County Road 404, Elba, AL, 36323

6beds
3baths
5,024sqft
$145,000
$29price/sqft
$1,562/moest. monthly cost
$62,480/yrincome needed

About This Home

This is a true diamond in the rough sitting on 20 acres of peaceful Coffee County land—perfect for those craving privacy, space, and the country lifestyle. This 6-bedroom, 3-bathroom two-story home offers approximately 5,000 square feet of living space and sits on 20 acres of land in Coffee County. The property is being sold as-is and requires a full renovation, making it ideal for investors or buyers looking to customize a home to their preferences. The home features a spacious layout with high ceilings and large windows that provide ample natural light. With solid structure and significant square footage, this property presents a strong opportunity for a full remodel or redevelopment. The 20-acre parcel offers privacy and flexibility for a variety of uses. The property also features a creek running through the wooded portion at the back, adding to the natural setting and appeal for outdoor use. Conveniently located near Elba, this property provides a balance of seclusion and accessibility. Buyer to verify all information deemed important including square footage, acreage, and property condition.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
5/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Other-See Remarks
  • Number of fireplaces: 1
  • Fireplace features: 1
  • Fireplace: Yes

Interior Area

  • Total structure area: 5,024
  • Total interior livable area: 5,024 sqft

Property

Details

  • Parcel number: 191205220000001004

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: None
  • On waterfront: Yes
  • Waterfront features: Creek Access

Lot

  • Lot size: 20 Acres
  • Lot size dimensions: 871,200

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Detached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$231$2,772
Property Taxes $36$432
Electricity $562$6,745
Total$1,562$18,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,554/yr
40% on housing$46,860/yr
45% on housing$41,653/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$29This listing

vs Other Active Listings

Avg $/sqft

ZIP 36323$106
Coffee County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 36323$89
Coffee County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Price change$155,000
2026-04-07Listed for sale$170,000
2026-02-19Listing removed$175,000
2026-02-05Listed for sale$175,000

For Sale by Agent

AgentKrystal Diaz
BrokerageEpique Realty

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