435 N Bancroft St, Indianapolis, IN, 46201
About This Home
Welcome home to this beautifully updated bungalow in the desirable Emerson Heights/Irvington area. Set along a charming brick-paved street, the home greets you with a cedar shake-accented front porch and inviting curb appeal. Inside, the main level features tall ceilings and luxury vinyl plank flooring throughout, creating a bright and cohesive living space. The spacious living room flows seamlessly into the dining area, perfect for both everyday living and entertaining. The oversized primary bedroom is a rare find, complete with French doors and a convenient storage loft. You'll also appreciate the main-level laundry room for added ease. The updated kitchen showcases stainless steel appliances, custom cabinetry, granite countertops, and a butcher block island, with an additional dining area nearby. A versatile main-level office or second bedroom sits alongside a full bathroom, offering flexibility for your needs. The unfinished basement provides plenty of storage or future potential. Step outside to your private backyard retreat featuring a large multi-level deck, fire pit, and generous yard space-ideal for relaxing or hosting gatherings. The property also includes a two-car garage. Located just around the corner from Ellenberger Park and minutes from Irvington and downtown Indy, this home offers both comfort and convenience in a sought-after neighborhood.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Block
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Gas Oven,Refrigerator,Washer
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 110
- Dimensions: 10x11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Dining Room
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 156
- Dimensions: 13x12
Features
- Kitchen Island
- Window features: Wood Work Painted
- Finished area below ground: 0
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,381
- Total interior livable area: 1,381 sqft
Kitchen
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 130
- Dimensions: 13x10
Laundry
- Level: Main
- Area: 64
- Dimensions: 8x8
Living Room
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 338
- Dimensions: 26x13
Master Bedroom
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 225
- Dimensions: 15x15
Property
Details
- Parcel number: 491004144203000101
- Special condition: Sales Disclosure On File
- Other equipment: Radon System
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck
Lot
- Lot size: 6,534 sqft
- Features: Storm Sewer,Street Lights,Not In Subdivision
Parking
- Total spaces: 2
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,061 | $12,732 |
| Home Insurance * | $208 | $2,496 |
| Property Taxes | $207 | $2,484 |
| Electricity | $184 | $2,212 |
| Total | $1,660 | $19,920 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
Hail
WindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $230,000 |
| 2022-07-15 | Sold | $190,000 |
| 2022-06-02 | Pending sale | $190,000 |
| 2022-05-25 | Listed for sale | $190,000 |
| 2022-05-15 | Pending sale | $190,000 |
| 2022-05-12 | Listed for sale | $190,000 |
| 2019-06-27 | Sold | $154,500 |
| 2019-05-16 | Pending sale | $156,000 |
| 2019-05-06 | Price change | $156,000 |
| 2019-03-29 | Pending sale | $164,000 |
| 2019-03-28 | Price change | $164,000 |
| 2019-03-05 | Listed for sale | $156,000 |
| 2013-01-23 | Sold | $17,900 |
| 2012-04-12 | Sold | $38,250 |
| 2011-01-15 | Listed for sale | $50,000 |
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