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1549 Smith Ave, Elba, AL, 36323

2beds
2baths
1,798sqft
$150,000
$83price/sqft
$1,274/moest. monthly cost
$50,960/yrincome needed

About This Home

This freshly painted 2, could be 3 bedroom home is filled with natural light and features a versatile floor plan that can be used in various ways. Two of the bedrooms come with closets, and there is an optional third bedroom that was once the formal living area, complete with a fireplace. The large kitchen offers ample cabinet space and overlooks the front yard and mature trees. It is open to the dining area, making it convenient for family dinners. The family room is also abundant in natural light and has newer flooring. Outside, there is an additional storage shed/workshop equipped with electricity, perfect for storing lawn equipment and toys, or it could be transformed with some TLC into a crafty workshop.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
Elba Elementary SchoolGrades PK-63.3 mi
2/10
Elba High SchoolGrades 7-123.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Plank,Tile,Vinyl,Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,798 sqft

Property

Details

  • Parcel number: 1102042000003.000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch,Storage

Lot

  • Lot size: 0.77 Acres
  • Features: Outside City Limits,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$239$2,868
Property Taxes $37$444
Electricity $240$2,881
Total$1,274$15,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,680/yr
40% on housing$38,220/yr
45% on housing$33,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$83This listing

vs Other Active Listings

Avg $/sqft

ZIP 36323$103
Coffee County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 36323$89
Coffee County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$150,000
2022-05-16Sold$120,000
2022-04-02Contingent$125,000
2022-03-29Listed for sale$125,000
2021-10-06Sold$45,816
2017-08-03Sold$80,000

For Sale by Agent

AgentClaire Deaton
BrokerageExecutive Brokers Group

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