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15 W College St, Clayton, AL, 36016

4beds
2baths
2,828sqft
$89,000
$31price/sqft
$1,037/moest. monthly cost
$41,480/yrincome needed

About This Home

Looking to move into a friendly small town where friends feel like family then this is the perfect home for you. Sitting on approx. .75 AC flat lot great for kids to play or to install a pool for entertainment. The historic home has had some improvements in this last year. The 14 ft. ceilings offers spacious living area in every room. All rooms are spacious with nice front and back porch. Property also includes apartment 1 BR-1 Bath. Great additional space. Call today to view

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

4/10
Barbour Co Primary SchoolGrades PK-10.6 mi
3/10
Barbour Co High SchoolGrades 7-120.2 mi
3/10

Construction

Condition

  • Year built: 1860

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range,Washer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood/Floor

Interior Area

  • Total structure area: 2,828
  • Total interior livable area: 2,828 sqft

Property

Details

  • Parcel number: 062102042002004000
  • Zoning: R2

Features

  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 0.75 Acres
  • Features: City Lot
  • Lot size dimensions: 125' x 245'

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached,Carport
  • Has garage: Yes
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Lightning
Drought
Hail
Hurricane
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance *$249$2,988
Property Taxes $22$264
Electricity $316$3,797
Total$1,037$12,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,554/yr
40% on housing$31,110/yr
45% on housing$27,653/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$31This listing

vs Other Active Listings

Avg $/sqft

ZIP 36016$69
Barbour County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 36016$24
Barbour County$95

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Price change$99,500
2026-03-03Listed for sale$109,500
2026-03-03Listing removed--
2026-02-15Listed for sale$109,900
2025-09-29Listing removed$89,000
2025-09-26Listed for sale$89,000
2025-09-24Contingent$89,000
2025-06-03Price change$89,000
2025-03-20Listed for sale$99,000
2023-03-03Listing removed$125,000
2022-10-04Listed for sale$125,000
2021-09-29Listing removed--
2021-04-27Listed for sale$99,900
2018-07-13Listing removed$59,999
2018-02-22Price change$59,999
2018-01-16Listed for sale$66,000
2014-08-05Sold$19,000

For Sale by Agent

AgentDianne Green Sanders
BrokerageHerring Realty

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