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306 N Cherokee St, Geneva, AL, 36340

2beds
1baths
1,080sqft
$75,000
$69price/sqft
$729/moest. monthly cost
$29,160/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home full of rustic charm, warmth, and potential. Featuring beautiful cedar-lined walls, two living areas, and an enclosed back porch/sunroom, this home offers a cozy and inviting feel throughout. Ideal for first-time home buyers, downsizing, or as an investment property. This home includes a metal roof, vinyl siding, updated windows, and an HVAC system approximately 4 years old. Outside, you’ll find a pole barn, detached storage shed, and an additional back lot included in the sale, offering extra space and possibilities. Located in town Geneva, AL close to schools, shopping, restaurants and medical. Approximately 15 miles from Hartford and Samson, AL – 25 / 30 miles from Enterprise – 30 / 35 miles from Dothan – 60 / 70 miles from the Gulf Coast Beaches.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
Mulkey Elementary SchoolGrades PK-50.7 mi
10/10
Geneva Middle SchoolGrades 6-80.2 mi
6/10
Geneva High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1950

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Linen Closet,Window Treatments,Breakfast Bar
  • Window features: Blinds,Double Pane Windows
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,080 sqft

Property

Details

  • Parcel number: 180419401100700000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Storage
  • Topography of land: Level

Lot

  • Lot size: 0.70 Acres
  • Features: City Lot,Level,Mature Trees
  • Lot size dimensions: irregular

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$96$1,152
Property Taxes $14$168
Electricity $240$2,881
Total$729$8,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,994/yr
40% on housing$21,870/yr
45% on housing$19,440/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.5%
13.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 36340$80
Geneva County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 36340$101
Geneva County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$75,000
2026-06-03Contingent$75,000
2026-05-27Listed for sale$75,000

For Sale by Agent

AgentJENNIFER CROWE
BrokerageWiregrass Home Team

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