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649 Pelzer Dr, Mount Pleasant, SC, 29464

4beds
3baths
2,573sqft
$1,375,000
$534price/sqft
$8,178/moest. monthly cost
$327,120/yrincome needed

About This Home

Welcome to Cooper Estates, one of Mount Pleasant's most established and sought-after neighborhoods, known for its unbeatable location and Lowcountry lifestyle. Imagine walking or taking your golf cart to Shem Creek, Trader Joe's, Whole Foods, local restaurants, shopping, and some of Mount Pleasant's favorite community events -- you will absolutely adore living here!This split-level home is filled with charm, potential, and the opportunity to make it your own. The next owner may choose to love and enjoy the home just as it is or bring their vision to life with updates and renovations over time. As you enter the home, you are greeted by a formal living room off the foyer along with a separate dining room, creating wonderful spaces for entertaining family and friends.Featuring 4 bedroThis split-level home is filled with charm, potential, and the opportunity to make it your own. The next owner may choose to love and enjoy the home just as it is or bring their vision to life with updates and renovations over time. As you enter the home, you are greeted by a formal living room off the foyer along with a separate dining room, creating wonderful spaces for entertaining family and friends. Featuring 4 bedrooms, 2 bathrooms, and a spacious flex room converted from the original 2-car garage, this home offers plenty of room to create the layout you've always envisioned. Whether you need an additional living area, game room, office, gym, or guest space, the flexible floor plan provides endless possibilities. Situated on a generous lot, the outdoor space offers incredible potential for creating your dream backyard oasis, adding a pool, expanding, or simply enjoying the privacy and charm of this established neighborhood. Opportunities like this in Cooper Estates are rare -- bring your vision and discover all the possibilities this home offers in one of Mount Pleasant's most convenient and desirable locations!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

10/10
Moultrie Middle SchoolGrades 6-80.8 mi
9/10
Lucy Garrett Beckham HighGrades 9-122.5 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Architectural
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling - Blown,Formal Living
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,573
  • Total interior livable area: 2,573 sqft

Property

Details

  • Parcel number: 5170800130

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.37 Acres
  • Features: High

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Earthquake
Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters in Charleston County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$521$6,252
Property Taxes $458$5,496
Electricity $247$2,969
Total$8,178$98,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$280,388/yr
40% on housing$245,340/yr
45% on housing$218,080/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$534This listing

vs Other Active Listings

Avg $/sqft

ZIP 29464$639
Charleston County$405

vs Homes Sold Last Month

Median $/sqft

ZIP 29464$490
Charleston County$359

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$1,375,000
2026-07-15Listed for sale$1,475,000

For Sale by Agent

AgentMikki Ramey
BrokerageHealthy Realty LLC

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