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508 3rd St SE, Cullman, AL, 35055

4beds
3baths
3,550sqft
$399,000
$112price/sqft
$2,794/moest. monthly cost
$111,760/yrincome needed

About This Home

LOVELY CRAFSTMAN STYLE HOME THAT APPEARS TO HAVE BEEN BUILT IN THE 1930'S LOCATED ON LARGE LOT. TWO CAR GARAGE AND STORAGE WITH LOTS OF SPACE AND A SAFE ROOM. OUTSIDE ALSO FEATURES AN ARRAY OF SHRUBS, FLOWERS AND TREES ALONG WITH A NICE GARDENING BUILDING. ENTERING INTO THE HOME THROUGH A LARGE GLASSED IN PORCH THAT HAS HEAT AND HAS BEEN USED AS ADDITIONAL LIVING SPACE. INSIDE FEATURES A LARGE LIVING /FAMILY AREA WITH HARDWOOD FLOORS. MAIN LEVEL HAS TWO BEDROOMS, TWO BATHS DINING ROOM, AND UPDATED KITCHEN. UP STAIRS YOU WILL FIND TWO MORE BED ROOMS AND A BATH. THIS HOME FEATURES AMAZING AMOUNT OF STORAGE AND CLOSET SPACE.. ALSO LOCATED OUTSIDE IS A LARGE, PRIVATE DECK. WALKING DISTANCE OF ALMOST ANY WHERE YOU WOULD WANT TO GO DOWNTOWN. CLOSE TO EAST ELEMENTARY SCHOOL. MANY OTHER FEATURES.

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

10/10
East Elementary SchoolGrades 2-60.3 mi
10/10
Cullman Middle SchoolGrades 7-80.7 mi
10/10
Cullman High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick,Plaster,Shake Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Cooktop,Electric Oven,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Garage,Washer Hookup

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Features

  • Ceiling - Smooth,High Ceilings
  • Door features: Storm Door(s)
  • Flooring: Carpet Over Wood,Ceramic Tile,Hardwood,Pine
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,550

Heating & Cooling

  • Heating features: 2 Central Units,Fireplace(s),Heat Pump,Natural Gas
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 3,550
  • Total interior livable area: 3,550 sqft

Property

Details

  • Parcel number: 1702104023001.000
  • Zoning: CBD

Features

  • Exterior features: Storage
  • Frontage length: 273

Lot

  • Lot size: 0.43 Acres
  • Features: Back Yard,City Lot,Corner Lot,Landscaped
  • Lot size dimensions: 141 x 132 x 141 x 132

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$311$3,732
Property Taxes $69$828
Electricity $397$4,766
Total$2,794$33,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,794/yr
40% on housing$83,820/yr
45% on housing$74,506/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 35055$134
Cullman County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 35055$143
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$499,900

For Sale by Agent

AgentBilly J Ray
BrokerageDoyle Real Estate Agency Inc

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