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307 S Academy St, Geneva, AL, 36340

6beds
6baths
5,087sqft
$495,000
$97price/sqft
$3,806/moest. monthly cost
$152,240/yrincome needed

About This Home

Historic Downtown Gem – 5,000+ Sq Ft | 6BD 6BA | Built in 1918 | Multi-Use Property Step into a piece of Geneva's history with this breathtaking 1918 home, offering over 5,000 square feet of character, charm, and endless potential. Situated in the heart of downtown, this historic treasure has long been a vibrant part of the local community. Currently home to a well-loved local coffee shop, a charming boutique, and a newly renovated banquet room frequently rented for events and a local art studio. Over the years, several residents have called this gem home, and parts of the property have been used as rentals—adding to its versatility and income potential. With 6 bedrooms, 6 bathrooms, a massive wrap-around porch, huge backyard, and a full working kitchen, this property is ideal for a bed and breakfast, coffee shop/restaurant, event venue, creative studio, or personal residence for a growing family. A large shed offers the perfect space for overflow storage from your home or business, and a smaller utility shed adds even more convenience. From original architectural details to vintage finishes, this home is overflowing with classic Southern charm that sweeps you away the moment you walk through the front door. Whether you're looking to invest or settle into something truly special, this one-of-a-kind property is a must-see. Contact your agent today to schedule a private tour!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

7/10
Mulkey Elementary SchoolGrades PK-51.7 mi
10/10
Geneva Middle SchoolGrades 6-81.1 mi
5/10
Geneva High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1918

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Oven,Refrigerator
  • Laundry features: Inside

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl,Wood
  • Fireplace features: Other-See Remarks
  • Fireplace: Yes

Interior Area

  • Total structure area: 5,087
  • Total interior livable area: 5,087 sqft

Property

Details

  • Parcel number: 1809291101016000

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Porch
  • Waterfront features: No Waterfront

Lot

  • Lot size: 0.58 Acres
  • Lot size dimensions: 0.58

Parking

  • Total spaces: 1
  • Parking features: 1 Car,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Strong Wind
Tornado
Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$636$7,632
Property Taxes $99$1,188
Electricity $569$6,830
Total$3,806$45,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,491/yr
40% on housing$114,180/yr
45% on housing$101,493/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.5%
13.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 36340$71
Geneva County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 36340$101
Geneva County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-02Price change$495,000
2025-12-04Listed for sale$549,000
2025-11-14Listing removed$575,000
2025-05-13Listed for sale$575,000
2022-03-03Listing removed--
2021-08-18Sold$235,000
2021-07-27Pending sale$249,900
2021-07-19Listed for sale$249,900
2016-06-12Listing removed$189,000
2016-05-23Price change$189,000
2016-01-12Listed for sale$219,900
2015-10-23Listing removed$227,900
2015-10-13Price change$227,900
2015-08-20Price change$229,900
2015-06-30Price change$230,000
2014-08-26Price change$249,900
2014-08-19Price change$259,900
2014-05-13Price change$269,900
2014-04-19Price change$279,900
2014-02-18Price change$299,000
2014-01-29Listed for sale$325,000

For Sale by Agent

AgentKelly Smith
BrokerageKeller Williams Southeast Alabama

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