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22 Astoria Ln, Gurley, AL, 35748

5beds
3baths
3,181sqft
$620,000
$195price/sqft
$4,022/moest. monthly cost
$160,880/yrincome needed

About This Home

Appraisal fee waived with preferred lender! Amazing 5 bed/3 bath home. Enjoy 2 main level bedrooms, while upstairs holds 3 bedrooms and a large bonus space. Relax in your private backyard oasis. Perfect for the bird watching, entertaining, relaxing and more. Solar panels located on the roof of this home provide lots of energy savings and 100% paid off. Rest easy during storms in your in-ground storm shelter. No need to worry about noise traveling in this open concept, as the custom-built window wall provides the perfect blend of visibility and noise reduction. (note- EV chargers do not convey, but it is wired for an EV charger with a 240 volt NEMA 14-50 outlet.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

10/10
10/10
8/10
Huntsville High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Slab

Other

  • Builder name: SIGNATURE HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom1

  • Level: First
  • Area: 63

Bathroom2

  • Level: Second
  • Area: 45

Bathroom3

  • Area: 117

Bedroom2

  • Features: Crown Molding,Smooth Ceiling,Tray Ceiling(s),Walk-In Closet(s)
  • Level: First
  • Area: 154

Bedroom3

  • Level: Second
  • Area: 156

Bedroom4

  • Level: Second
  • Area: 156

Bedroom5

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second
  • Area: 289

Dining Room

  • Level: First
  • Area: 169

Features

  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 3,181 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters,Kitchen Island,Wood Floor
  • Level: First
  • Area: 221

Living Room

  • Features: Fireplace,Vaulted Ceiling(s),Wood Floor
  • Level: First
  • Area: 324

Property

Details

  • Parcel number: 1903080000007147

Features

  • Levels: Two
  • Stories: 2
  • Waterfront features: Pond

Lot

  • Lot size: 0.38 Acres

Parking

  • Parking features: Garage-Two Car

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$331$3,972
Property Taxes $201$2,412
Electricity $355$4,271
Total$4,022$48,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,897/yr
40% on housing$120,660/yr
45% on housing$107,253/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.3%
6.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$195This listing

vs Other Active Listings

Avg $/sqft

ZIP 35748$167
Madison County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 35748$186
Madison County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$659,000
2026-04-20Price change$675,000
2026-03-31Price change$694,000
2026-03-16Price change$699,000
2026-02-27Listed for sale$720,000
2013-02-15Sold$334,699

For Sale by Agent

AgentMeghan Roden
BrokerageCapstone Realty LLC Huntsville

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