See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

121 Miller St, Oxford, AL, 36203

2beds
1baths
1,081sqft
$93,900
$87price/sqft
$816/moest. monthly cost
$32,640/yrincome needed

About This Home

121 Miller Street – Location, Location, Location! This charming ranch-style bungalow is perfect for first-time buyers, those looking to downsize, or investors. Inside, you'll find a welcoming living room, formal dining room, kitchen with a breakfast area, 2 bedrooms, 1 full bath, and a laundry room designed for comfortable everyday living. Relax on the covered front porch or entertain on the spacious back deck overlooking the fenced backyard with plenty of room for pets, gardening, or play. A utility building provides additional storage. Features include LVP flooring, ceramic tile, ceiling fans, and low-maintenance living in a convenient location close to shopping, dining, schools, and everyday amenities. Don't miss this opportunity to own an affordable home that's full of charm and ready for its next owner!

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
Oxford Elementary SchoolGrades PK-42.8 mi
7/10
Oxford Middle SchoolGrades 7-83.0 mi
--
Oxford Area Voc SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1944

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Refrigerator,Stove-Electric,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Split Bedroom,Linen Closet,Split Bedrooms,Tub/Shower Combo
  • Flooring: Laminate
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 1,081

Heating & Cooling

  • Heating features: Zoned
  • Cooling features: Window Unit(s),Ceiling Fan(s)

Interior Area

  • Total interior livable area: 1,081 sqft

Kitchen

  • Features: Laminate Counters,Eat-in Kitchen
  • Level: First

Property

Details

  • Parcel number: 2104194001049.000
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch,Open (DECK),Deck
  • Fencing: Fenced
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 5,662 sqft
  • Features: Interior Lot,Few Trees,Subdivision

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $474$5,688
Home Insurance *$77$924
Property Taxes $25$300
Electricity $240$2,881
Total$816$9,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,977/yr
40% on housing$24,480/yr
45% on housing$21,760/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87This listing

vs Other Active Listings

Avg $/sqft

ZIP 36203$128
Calhoun County$99

vs Homes Sold Last Month

Median $/sqft

ZIP 36203$139
Calhoun County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$93,900
2021-02-26Sold$40,000
2018-07-10Price change$47,000
2018-05-10Price change$49,900
2018-03-05Listed for sale$55,000

For Sale by Agent

AgentSylvia Bentley
BrokerageERA King Real Estate

Similar Homes