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176 County Road 250, Moulton, AL, 35650

1beds
1baths
360sqft
$189,900
$528price/sqft
$1,404/moest. monthly cost
$56,160/yrincome needed

About This Home

Looking for an affordable spot on Smith Lake? Come enjoy this private country setting with large covered deck. Would be perfect for a weekend getaway or make it into an Airbnb. Surrounded by woods and very gentle slope to the water. Bring your friends or family to stay in the 2018 camper that comes with this property. Cabin is 360 sq ft open living room,kitchen,and bedroom. Has one full bathroom. Camper features bunk beds and a queen size bed. Has one slide out with full bathroom and a kitchen. This property does have a swim pier. Although this is considered seasonal water it is the perfect spot off the main body with very little boat traffic making it a great place to relax.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Addison Elementary SchoolGrades PK-68.6 mi
7/10
Addison High SchoolGrades 7-128.6 mi

Construction

Condition

  • Year built: 2000

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 360

Interior Area

  • Total structure area: 720
  • Total interior livable area: 360 sqft

Property

Details

  • Parcel number: 0200017000
  • Zoning: None

Features

  • On waterfront: Yes
  • Waterbody name: Smith Lake

Lot

  • Lot size: 0.89 Acres
  • Lot size dimensions: .89

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Lightning
Strong Wind
Heat Wave
Landslide

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$166$1,992
Property Taxes $38$456
Electricity $240$2,881
Total$1,404$16,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,137/yr
40% on housing$42,120/yr
45% on housing$37,440/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$528This listing

vs Other Active Listings

Avg $/sqft

ZIP 35650$108
Lawrence County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 35650$118
Lawrence County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$189,900
2026-04-06Price change$199,900
2026-03-11Listed for sale$209,900
2025-12-03Listing removed$189,000
2025-10-03Listed for sale$189,000
2025-09-20Pending sale$189,000
2025-09-04Listed for sale$189,000
2025-07-28Pending sale$189,000
2025-06-28Listed for sale$189,000
2022-05-03Sold$100,000
2022-05-03Pending sale$139,000
2021-08-11Price change$139,000
2021-07-19Price change$159,000
2021-07-07Listed for sale$175,000

For Sale by Agent

AgentGavin Harbison
BrokerageHappy Homes Real Estate

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