




491 County Road 677, Cullman, AL, 35055
About This Home
NEW LOWER PRICE!! Location, Location, Location! Enjoy the best of both worlds with this beautiful home—nestled in a quiet, peaceful neighborhood yet just minutes from everything Cullman has to offer…downtown, restaurants, shopping and just minutes to the hospital. Welcome to Hidden Lake! This spacious 4-bedroom, 2-bath home blends comfort, convenience, and versatility in one of Cullman’s most desirable areas. The thoughtfully designed layout provides ample space for everyday living, whether you need room for family, guests, a home office, or hobbies. Step outside and take in the serene surroundings just a short walk to lake access (boat launch is just down the road) while still being close to shopping, dining, schools, and more. It’s the perfect balance of country charm and in-town accessibility. Bonus: With an acceptable offer, most furnishings—including the hot tub—can remain, making this an easy, move-in-ready opportunity you won’t want to miss!
Getting Around
Schools
Construction
Condition
- Year built: 2009
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Refrigerator,Washer
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 4
Features
- Finished area below ground: 0
- Finished area above ground: 1,990
Interior Area
- Total structure area: 1,990
- Total interior livable area: 1,990 sqft
Property
Details
- Parcel number: 1604170001017.072
- Zoning: None
Lot
- Lot size: 0.40 Acres
- Lot size dimensions: 100 x 155
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $245 | $2,940 |
| Property Taxes | $638 | $7,656 |
| Electricity | $240 | $2,881 |
| Total | $2,715 | $32,580 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $320,000 |
| 2026-04-07 | Listed for sale | $325,000 |
| 2022-04-29 | Sold | $220,000 |
| 2022-04-13 | Pending sale | $220,000 |
| 2022-03-17 | Listing removed | -- |
| 2022-03-14 | Listed for sale | $220,000 |
| 2021-06-22 | Listing removed | -- |
| 2021-04-08 | Price change | $214,500 |
| 2021-03-11 | Price change | $215,000 |
| 2021-03-05 | Listed for sale | $220,000 |
| 2019-06-11 | Sold | $179,900 |
| 2008-08-29 | Sold | $14,000 |
For Sale by Agent
