




398 County Road 340, Crane Hill, AL, 35053
About This Home
One of a kind rustic Smith Lake cabin sitting on secluded 6.9Ac+/-. You are going to love the setting of this classic lake style home featuring: 3bedrooms 2baths with original hardwood floors in lots of the home. Formal living room walks out to enclosed sunroom facing the lake. Galley kitchen flows into formal dining room or what could be an office/game room. Added on large family room has wood burning stove with brick accent just perfect for family gatherings. Hall bath recently update with walk in tile shower. Large covered front porch ready to be brought back to life for morning coffee. Level grounds, also has a workshop with lean-to storage. Adjacent Lake Front lot has private gate entrance with 129 ft of level ground in quite slough of Miller Flats (Major Millers) access through backyard/ across rd on Co Rd 341. This would make a perfect RV/ Camp Ground with common area at Lake or keep for family enjoyment. Unrestricted, close to Exit 305 Cullman as well as shopping/Grocery.
Getting Around
Schools
Construction
Condition
- Property condition: Fixer
- Year built: 1960
Materials
- Foundation: Block,Crawl Space
- Roof: Composition
- Construction materials: Block,Cedar,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Cottage
- Property subType: Single Family Residence
Interior
Basement
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Features
- Laminate Counters
- Flooring: Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
- Attic: Access Only
- Finished area below ground: 0
- Finished area above ground: 1,396
Heating & Cooling
- Heating features: Central,Wood,Wood Stove
- Cooling features: Central Air
Interior Area
- Total structure area: 1,396
- Total interior livable area: 1,396 sqft
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp
Details
- Parcel number: 8664
- Zoning: None
Features
- Patio & porch: Covered,Enclosed,Front Porch,Rear Porch
- Exterior features: Private Yard
- Has view: Yes
- View description: Lake,Rural
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Navigable-Seasonal
- Waterbody name: Smith Lake
Lot
- Lot size: 6.50 Acres
- Features: Back Yard,Few Trees,Front Yard,Gentle Sloping,Private,Secluded
- Lot size dimensions: 6.5 AC+/-
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $206 | $2,472 |
| Property Taxes | $810 | $9,720 |
| Electricity | $240 | $2,881 |
| Total | $3,278 | $39,336 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $449,900 |
| 2026-04-08 | Listing removed | $474,900 |
| 2025-06-28 | Price change | $474,900 |
| 2025-05-24 | Price change | $499,900 |
| 2025-04-09 | Price change | $599,900 |
| 2025-03-17 | Price change | $624,900 |
| 2025-02-22 | Listed for sale | $649,900 |
For Sale by Agent
