204 County Road 96 Unit 203, Crane Hill, AL, 35053
About This Home
Smith Lake (Waterford Condominiums) A rare offering of a parking lot level unit at this fantastic complex. This 3BR/2BA condo has been completely renovated and is ideal for low maintenance lake life. Located adjacent to Trident Marina and Grille, you are right where all of the fun is. The views are incredible from the balcony and you have one dedicated parking spot and a covered boat slip. Included with this unit is parking spot 35 and boat slip 25. One of the very few places on Smith Lake where you can easily walk to dinner and listen to live music! This level is one of the most desired as you are level with the parking lot. No need to use the elevator to take groceries and supplies in and out. A great way to enjoy Smith Lake without constant upkeep. Offered furnished and turn key! Let's go!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure,Excellent
- Year built: 2007
Materials
- Roof: Metal
- Construction materials: Frame,Stucco,Drywall,Wood Walls
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Oven,Electric Range,Washer,Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Features
- Flooring: Partial Carpet,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,566
- Total interior livable area: 1,566 sqft
Property
Details
- Zoning: No Zoning
Features
- Stories: 4
- Patio & porch: Covered Patio
- Exterior features: Boat Slip
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Ryan Creek
Parking
- Parking features: Parking Space
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $96 | $1,152 |
| Electricity | $240 | $2,881 |
| Total | $3,401 | $40,812 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $550,000 |
| 2026-04-06 | Price change | $575,000 |
| 2026-03-06 | Listed for sale | $599,000 |
| 2024-06-14 | Sold | $575,000 |
| 2024-06-14 | Pending sale | $629,000 |
| 2024-03-18 | Listed for sale | $629,000 |
| 2020-11-19 | Sold | $392,000 |
| 2017-11-29 | Sold | $300,000 |
| 2017-11-27 | Pending sale | $295,000 |
| 2017-11-27 | Listed for sale | $295,000 |
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