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621 N Bradley Ave, Indianapolis, IN, 46201

2beds
1baths
1,880sqft
$159,900
$85price/sqft
$1,280/moest. monthly cost
$51,200/yrincome needed

About This Home

MOTIVATED SELLER! Move-in ready with Major Updates completed in 2023! Enjoy peace of mind with a new roof, HVAC system, and water heater. This well-maintained 2-bedroom, 1-bath ranch features an open-concept layout, a breakfast bar, and all kitchen appliances included. The basement offers extra storage or flex space, while the fully fenced backyard, spacious deck, and welcoming front porch are perfect for relaxing or entertaining. The detached 1-car garage adds convenience. Located just minutes from downtown Indianapolis, this home offers easy access to shopping, dining, entertainment, and major commuter routes. Perfect for first-time buyers, downsizers, or investors!

Getting Around

52
WalkingSomewhat Walkable
35
TransitSome Transit
58
BikeBikeable

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1928

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator,Water Heater
  • Laundry features: In Unit,In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Storage Space

Bedroom2

  • Level: Main
  • Area: 90
  • Dimensions: 10x09

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 70
  • Dimensions: 10x07

Features

  • Attic Access,Breakfast Bar,Hardwood Floors,Eat-in Kitchen
  • Window features: Wood Work Painted
  • Flooring: Hardwood
  • Attic: Access Only
  • Finished area below ground: 122

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,880 sqft

Kitchen

  • Level: Main
  • Area: 126
  • Dimensions: 14x09

Living Room

  • Level: Main
  • Area: 253
  • Dimensions: 23x11

Master Bedroom

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Property

Details

  • Parcel number: 491004121034000101
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Lighting
  • Fencing: Fenced,Full,Privacy
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,227 sqft
  • Features: Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$158$1,896
Property Taxes $130$1,560
Electricity $184$2,212
Total$1,280$15,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,885/yr
40% on housing$38,400/yr
45% on housing$34,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 46201$113
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46201$92
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$159,900
2026-07-02Price change$164,500
2026-06-24Price change$164,800
2026-06-03Price change$164,900
2026-05-22Price change$170,000
2026-05-15Listed for sale$180,000
2023-06-07Sold$146,000
2023-04-11Pending sale$155,000
2023-04-03Price change$155,000
2023-02-10Listed for sale$165,000
2021-05-27Sold$15,500
2021-02-26Pending sale$15,500
2020-05-08Price change$15,500
2019-10-03Listed for sale$17,000
2011-05-10Sold$1,500

For Sale by Agent

AgentLindsey Smalling
BrokerageHighgarden Real Estate

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