2721 Cotton Gin Rd, Russellville, AL, 35653
About This Home
First time ever on the market! This one-owner home, built in 2005, offers 3 bedrooms, 3.5 bathrooms, and a basement on approximately 5 acres (survey to be completed prior to closing). Enjoy peaceful country living from the beautiful covered front porch while taking in the abundant wildlife and scenic surroundings. The property includes a small fenced pasture, ideal for animals, gardening, or other outdoor uses. A metal garage possibly for storage is behind fenced area. The walk out basement with a bath and divided spaces provides endless possibilities for additional living space, a workshop, recreation area, or storage. Conveniently located just minutes from Little Bear Creek Lake and a short drive to Cedar Creek Lake, this property combines privacy, outdoor recreation, and country charm in the desirable Belgreen community. Call or message today to schedule your private showing!! Buyer to verify all information.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Standard
- Year built: 2005
Materials
- Foundation: Block,Brick/Mortar
- Roof: Architectual/Dimensional
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Basement
- Area: 0
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Concrete,Exterior Entry,Interior Entry,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Ceiling - Smooth,Ceiling - Speciality,Laminate Counters,Eat-in Kitchen,High Speed Internet,Kitchen Island,Primary Bedroom Main,Soaking Tub,Utility Sink,Walk-In Closet(s)
- Door features: French Doors,Storm Door(s)
- Window features: Blinds,Double Pane Windows,Window Coverings
- Flooring: Ceramic Tile,Hardwood,Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room,Wood Burning
- Fireplace: Yes
- Attic: Partially Floored,Permanent Stairs
- Finished area below ground: 0
- Finished area above ground: 2,683
Heating & Cooling
- Heating features: Fireplace(s),Heat Pump,Propane,Wood
- Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 2,683
- Total interior livable area: 2,683 sqft
Property
Details
- Parcel number: 0902090000003.0050
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Front Porch,Rear Porch
- Exterior features: Private Entrance,Private Yard,Rain Gutters
- Fencing: Barbed Wire,Pasture,Other
- Has view: Yes
- View description: Rural
Lot
- Lot size: 5 Acres
- Features: Back Yard,Front Yard,Gentle Sloping,Landscaped,Pasture,Private,Sloped Down
- Lot size dimensions: 5 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Basement,Garage Door Opener,Garage Faces Side,Gravel,Unpaved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Landslide
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $465 | $5,580 |
| Property Taxes | $85 | $1,020 |
| Electricity | $300 | $3,602 |
| Total | $2,872 | $34,464 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $384,900 |
| 2026-07-17 | Listed for sale | $399,900 |
View on Zillow