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253 Ezzell Hollow Rd, Spruce Pine, AL, 35585

2beds
1baths
1,233sqft
$299,000
$242price/sqft
$2,143/moest. monthly cost
$85,720/yrincome needed

About This Home

BEATIFUL WATERFRONT PROPERTY LOCATED IN SPRUCE PINE, AL. THIS 2-BEDROON, BATH HOME OFFERS PEACEFULL SURROUNDINGS WITH DOTH WATER FRONTAGE AND SCENIC WATER VIEWS. BUILT IN 2006, THE PROPERTY REATURES A FUNCTIONAL LAYOUT WITH 4 TOTAL ROOMS AND A MAIN LEVEL BEDROOM. ENJOY PRIVACY, NATURE, AND RELAXING ATMOSPHERE - PERFECT FOR A PRIMARY RESIDENCE. WEEKEND GETAWAY, OR INVESTMENT OPPORTUNITY. DON'T MISS THIS UNIQUE CHANCE TO OWN A WATERFRONT HOME IN FRANKLIN COUNTY.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Belgreen High SchoolGrades PK-124.8 mi
6/10
Vina High SchoolGrades PK-128.2 mi
6/10
Red Bay High SchoolGrades 7-1212.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Crawl Space
  • Roof: Architectual/Dimensional,Shingle,Wood
  • Construction materials: Blown-In Insulation,Cedar,Exterior Duct-Work is Insulated

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Cooktop,Electric Oven,Freezer,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Laundry Closet,Laundry Room,Main Level

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Cedar Closet(s),Ceiling - Blown,Pantry,Primary Bedroom Main,Primary Shower & Tub
  • Window features: Screens
  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,233

Heating & Cooling

  • Heating features: Electric,Heat Pump,Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,233
  • Total interior livable area: 1,233 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Closets,Accessible Doors,Accessible Entrance,Accessible Full Bath,Accessible Hallway(s),Accessible Kitchen,Accessible Kitchen Appliances,Accessible Stairway,Accessible Washer/Dryer,Electronic Environmental Controls

Details

  • Parcel number: 0909290000005.001.0

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Lake,Mountain(s),Trees/Woods,Water,Main Lake View
  • Has water view: Yes
  • Water view: Lake,Water,Main Lake View
  • On waterfront: Yes
  • Waterfront features: Creek,Lake,Lake Front
  • Waterbody name: Little Bear Creek Lake

Lot

  • Lot size: 1.30 Acres
  • Features: Few Trees,Front Yard,Gentle Sloping,Mountain Land,Secluded,Sloped
  • Lot size dimensions: 88.62 SW 167.60 TH NW 331 NE 76 Y 105 NE 110 Y 299 SW

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Inland Flooding
Landslide
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$392$4,704
Property Taxes $0$0
Electricity $240$2,881
Total$2,143$25,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,474/yr
40% on housing$64,290/yr
45% on housing$57,146/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 35585$118
Franklin County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 35585
Franklin County$98

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$299,000
2021-12-06Sold$260,000

For Sale by Agent

AgentZulay C Brooks
BrokerageDavis Realty & Associates

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