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407 Co Rd, MINTER, AL, 36761

2beds
2baths
1,490sqft
$249,000
$167price/sqft
$1,750/moest. monthly cost
$70,000/yrincome needed

About This Home

This cozy 2 bedroom, 2 bathroom cabin sits on 0.46± acres in the desirable White Oak Creek Subdivision, offering a peaceful and secluded setting perfect for relaxing or enjoying the outdoors. The area is well known for excellent fishing and hunting, making it an ideal getaway for outdoor enthusiasts. The cabin offers approximately 1,490 square feet of living space and was originally built in 1975, but was completely remodeled in 2022, giving it a fresh, updated feel while maintaining its rustic charm. Recent improvements include a new roof, modern finishes, and updated features throughout the home. Inside, you'll find central heating and cooling, a cozy fireplace, and comfortable living spaces designed for year-round enjoyment. All appliances and furniture are included, making this property truly move-in ready. The property is equipped with county water as well as a private water well, and Starlink internet provides reliable high-speed connectivity even in this quiet, rural setting. Located just minutes from the water, owners also have convenient access to both the Neighborhood Boat Ramp and Elm Bluff Boat Ramp, making it easy to spend the day fishing or exploring the river. Whether you're looking for a weekend retreat, hunting and fishing cabin, or a peaceful full-time residence, this charming property offers the perfect blend of comfort, privacy, and outdoor recreation.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Salem Elementary SchoolGrades PK-515.7 mi
4/10
Tipton Middle SchoolGrades 6-817.5 mi
2/10
Southside High SchoolGrades 9-1218.3 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Asphalt

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,490 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 2907350000005000
  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 0.46 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Drought
Hurricane
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$177$2,124
Property Taxes $74$888
Electricity $240$2,881
Total$1,750$21,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,000/yr
40% on housing$52,500/yr
45% on housing$46,666/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.2%
6.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -7.9%
-7.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 36761
Dallas County$67

vs Homes Sold Last Month

Median $/sqft

ZIP 36761$100
Dallas County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$249,000
2024-03-04Sold$230,000
2021-01-19Sold$65,000

For Sale by Agent

AgentDavid Harrell
BrokerageThe Southern Land Brokers

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