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162 County Road 152, Bremen, AL, 35033

1beds
1baths
1,152sqft
$575,000
$499price/sqft
$3,553/moest. monthly cost
$142,120/yrincome needed

About This Home

Smith Lake (Cullman side) A unique and special opportunity on Smith Lake! An ideal piece of waterfront with over 260 feet of deep water frontage. On the property is a 1BR/1BA home. You have plenty of room on the property to build another structure beside or even on top of the existing. The views are just amazing as you look out onto one of the largest open water areas on the entire lake. No HOA and no restrictions. A rare spot with so much potential to do many things! The entire shoreline has erosion control and the property consist of 1.2 acres with a portion of the property going across the road. One of a kind!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
6/10
Cold Springs High SchoolGrades 9-124.2 mi

Construction

Condition

  • Property condition: Existing Structure
  • Year built: 2011

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Oven,Electric Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Property

Details

  • Parcel number: 2007360001014000
  • Zoning: No Zoning

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Moderate)
  • Waterbody name: Main Channel
  • Frontage length: Waterfront Footage(262+/-)

Lot

  • Lot size: 1.20 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$306$3,672
Property Taxes $100$1,200
Electricity $240$2,881
Total$3,553$42,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,817/yr
40% on housing$106,590/yr
45% on housing$94,746/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 35033$300
Cullman County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 35033$221
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$575,000

For Sale by Agent

AgentJustin Dyar
BrokerageLake Homes Realty

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